United States, 17th Mar 2025 – Exploring a more secure, stable and high-application cross-chain exchange has become one of the core needs of the future industry, and it is in this context that NuvionX Exchange was founded in 2016, headquartered in the United States, NuvionX is a professional cryptocurrency exchange. We are committed to providing safe, efficient and reliable digital asset trading services to global investors.

NuvionX Exchange aims to create a cryptocurrency exchange ecosystem based on blockchain 5.0, provide trading and related services for hundreds of digital asset categories, and continue to deepen its technology platform, product feeder, security risk control system, operation and customer service system. At the same time, NuvionX Exchange has successfully obtained the MSB financial license in the United States. At present, the core business of the platform includes market information, currency trading, over-the-counter trading, wallet services, social services, blockchain underlying theoretical research, public welfare charity, incubator, etc.

NuvionX Exchange is a professional blockchain derivatives trading platform that adheres to global compliance operations. It has opened a new pattern of digital asset trading platform track through strong technical capability support, comprehensive ecosystem construction and complete digital asset income system. In the market, through the global market layout, rich market resources to support the global market with dozens of countries to reach strategic cooperation. At the same time to provide users with all-weather professional services, at any time to solve the user’s confusion in asset management, widely recognized by the community at home and abroad.

NuvionX Exchange is providing users around the world with the most secure, stable and efficient digital currency international station, providing the best quality digital currency innovative trading service experience. In order to meet the diversified needs of users, in terms of digital currency trading services, not only has an advanced matching system been developed for currency trading, but also a safe and efficient C2C trading service has been opened.

The future is here, NuvionX Exchange, creating a new pattern of global digital assets!

Providing Expert Advice on Company Structure and Tax Efficiency

United Kingdom, 17th Mar 2025 – eAccounts, the UK’s leading online accountancy firm, explains why sole traders should consider incorporating a limited company and how doing so can lead to lower tax bills, greater financial security, and enhanced business credibility. 

Why Are More Sole Traders Switching to Limited Companies? 

Many UK businesses start as sole traders due to the simplicity of setup and minimal administrative requirements. However, as businesses grow, the limitations of being self-employed become more apparent. More entrepreneurs are realising the benefits of switching to a limited company, a move that can provide financial advantages and increased protection. 

Kris Corbisiero, Co-Founder of eAccounts, explains: “Many sole traders don’t realise they could be paying more tax than necessary or putting their personal assets at risk. Operating as a limited company can be a game-changer in terms of tax efficiency and business credibility. Our role at eAccounts is to make the transition seamless, helping business owners navigate the process effortlessly.” 

The Key Benefits of Operating as a Limited Company 

eAccounts has helped thousands of sole traders make the switch to limited company status, offering expert guidance on company structure and tax efficiency. Here are the top reasons why incorporation could be the right move: 

1. Lower Tax Bills 

One of the biggest financial benefits of forming a limited company is the potential for tax savings. Sole traders pay Income Tax on their profits, which can be as high as 45% for higher earners, along with Class 4 National Insurance Contributions (NICs). In contrast, a limited company pays Corporation Tax at 19%, and directors can take advantage of a combination of salary and dividends to minimise their personal tax liability. 

2. Limited Liability Protection 

As a sole trader, you are personally responsible for all business debts. This means your personal assets, such as your home and savings, could be at risk if your business faces financial difficulties. A limited company is a separate legal entity, meaning the company—not you personally—is liable for its debts. This offers much-needed financial security. 

3. Greater Credibility and Professional Image 

Many clients, suppliers, and investors prefer dealing with a limited company rather than a sole trader. Having “Ltd” after your business name can enhance your professional reputation and make you appear more established, which can help you attract larger contracts and business opportunities. 

4. Easier Access to Funding and Investment 

Banks, lenders, and investors are often more willing to provide funding to limited companies than to sole traders. If you’re looking for a business loan or considering investment, incorporating your business could increase your chances of securing financial support. 

5. Greater Flexibility for Growth 

As a limited company, you can bring in shareholders, restructure ownership, and expand operations more easily than as a sole trader. If you plan to grow your business, incorporation provides a scalable structure. 

6. Improved Pension and Financial Planning Options 

Limited company directors can contribute to a director’s pension scheme, which allows them to save for retirement in a tax-efficient manner. This is not an option available to sole traders, making incorporation a smart move for long-term financial planning. 

How eAccounts Makes the Transition Easy 

Switching from a sole trader to a limited company may seem like a complex process, but eAccounts makes it simple. As specialists in online accounting for UK businesses, they handle every step of the transition, including: 

Company Formation – Registering your business with Companies House and setting up your legal structure. 

Tax Registration – Ensuring you are registered for Corporation Tax, PAYE, and VAT (if required). 

Xero Accounting Software Setup – As a Platinum Xero Partner, eAccounts helps business owners manage their finances effortlessly with real-time bookkeeping and reporting. 

Unlimited Support from Chartered Accountants – Clients get ongoing support and expert tax advice to ensure they maximise the benefits of incorporation. 

Kris adds: “Many business owners delay incorporation because they think it’s complicated, but with the right guidance, it can be a smooth process. At eAccounts, we provide all the support needed, from company setup to tax planning, so business owners can focus on growth.” 

Is It the Right Time to Switch? 

Not every business needs to incorporate immediately, but if you are: 

Earning over £30,000 annually as a sole trader, you could be paying more tax than necessary. 

Looking to protect your personal assets, limited company status offers financial security. 

Wanting to attract larger clients or investors, incorporation can improve your business’s credibility. 

Get Expert Advice on Incorporating Your Business 

At eAccounts, we make switching from a sole trader to a limited company easy and stress-free. With fixed-fee accounting, unlimited support, and expert tax guidance, we help business owners make the right financial decisions. 

To learn more about whether incorporating is the right move for your business, visit eAccounts or book a free consultation today. 

Los Angeles, CA, United States, 17th Mar 2025 — HorizonPointe Financial Group (HPFG), a leading global asset management firm, has released comprehensive analysis on what industry experts call “the largest wealth transfer in history.” HorizonPointe Financial Group’s research highlights the urgent need for the financial industry to bridge the gap between traditional wealth management services and the distinct investment preferences of Millennials and Generation Z, who stand to inherit an estimated $84 trillion from Baby Boomers over the next two decades.

HorizonPointe Financial Group’s analysis comes at a critical juncture for the asset management industry, which has struggled to connect with younger investors who show markedly different attitudes toward wealth, risk, and financial institutions compared to their parents.

“We’re witnessing a generational shift that will fundamentally transform the wealth management landscape,” said Andrew Evan Watkins, Chief Analyst and Director at HorizonPointe Financial Group, during an industry conference in Manhattan. “The financial services sector must commit to meeting the next generation of investors where they are, with solutions that align with their values, digital expectations, and long-term financial goals.”

According to the latest wealth transfer report from industry researchers, $72.6 trillion in assets will change hands in the United States alone by 2045, with heirs receiving $53 trillion and charities benefiting from $11.9 trillion. HorizonPointe Financial Group’s research indicates that traditional firms risk losing up to 80% of these assets during the transfer process if they fail to adapt to younger clients’ preferences.

Watkins emphasized that HorizonPointe Financial Group believes successful wealth management strategies for the next generation must integrate several key features designed specifically for digital-native investors, including mobile-first interfaces, fractional investment capabilities, AI-driven personalized guidance, and expanded access to alternative investments with significantly lower minimum thresholds than traditional wealth management services.

“Today’s younger investors expect seamless digital experiences coupled with authentic human guidance,” explained Watkins. “They’re skeptical of financial jargon, demand complete transparency, and place significant importance on values alignment and social impact alongside financial returns.”

HorizonPointe Financial Group’s analysis highlights the importance of values-based investment options, allowing clients to construct portfolios that reflect their personal values while maintaining robust financial performance. This responds directly to findings from sustainable investing research, which reported that 95% of Millennials are interested in sustainable investing, with 75% believing their investment decisions could impact climate change policy.

The research also addresses the need to accommodate the fragmented financial lives of younger clients by developing tools that aggregate various financial accounts, cryptocurrency holdings, and even non-traditional assets like NFTs into comprehensive financial dashboards.

Katherine Reynolds, senior digital transformation analyst at a prominent research institution, views HorizonPointe Financial Group’s analysis as potentially industry-shaping. “What sets this research apart is its holistic approach to generational wealth transfer. It’s not merely suggesting a digital facelift of traditional services but a ground-up reimagining of wealth management for a generation with fundamentally different expectations,” she noted.

HorizonPointe Financial Group has invested heavily in behavioral finance research to understand younger investors’ distinct risk profiles and investment horizons. Their studies reveal that contrary to popular belief, Millennials and Gen Z aren’t uniformly risk-averse or short-term focused. Instead, they exhibit complex attitudes toward financial risk that traditional risk assessment tools often fail to capture.

“The narrative that younger generations aren’t interested in long-term wealth building is simply false,” Watkins stated. “They’re highly engaged, but their approach differs substantively from previous generations. They’re seeking wealth management partners who understand this nuance.”

Industry data supports this view. A recent financial behavior report indicates that 82% of young investors actively seek professional financial guidance, but 54% feel current advisory services don’t adequately address their needs or communication preferences.

HorizonPointe Financial Group recommends that wealth management firms develop digital education components featuring interactive learning modules, financial literacy resources, and community forums—elements that recent financial services research identified as critical for building trust with younger demographics.

HorizonPointe Financial Group’s analysis comes amid broader industry disruption, with fintech startups and established technology companies increasingly encroaching on traditional wealth management territory. According to market research, investment in wealth management technology surged to $14.7 billion globally in 2024, a 37% increase from the previous year.

However, some industry analysts question whether large, established firms can successfully pivot to meet the needs of younger investors. “The question isn’t whether these recommendations have the right features—it’s whether traditional institutions can authentically connect with a generation that came of age during the financial crisis and harbors fundamental skepticism toward Wall Street,” said Marco Velez, fintech analyst at a major financial institution.

HorizonPointe Financial Group counters this skepticism by advocating for a hybrid approach, combining digital tools with access to human advisors specifically trained in intergenerational wealth communication and planning. The firm estimates that the industry needs to invest at least $300 million annually in developing next-generation wealth strategies over the next three years.

For Andrew Watkins and HorizonPointe Financial Group, the message is clear: “The wealth management firms that thrive in the next two decades will be those that successfully navigate this massive wealth transfer. We’re not just talking about new platforms—we’re calling for building bridges to the future of our industry.”