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Lifetime Wealth Advisors’ Robert Seropian Shares Key Strategies for Smart Retirement Planning in 2024

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Canton, Michigan, 9th October 2024, ZEX PR WIRE, Lifetime Wealth Advisors, a leading financial planning firm dedicated to providing holistic and tailored financial strategies, is offering new insights into effective retirement planning for 2024. Robert Seropian, a key figure at the firm, emphasizes that their mission is simple yet profound: “Plan smarter. Live more.” The company prides itself on building financial plans tailored to the unique needs of each client, rather than promoting products or collecting fees. Their approach is rooted in a fiduciary commitment to put clients’ financial interests above all else.

Building Trust and Holistic Financial Plans

According to Robert Seropian, Lifetime Wealth Advisors has built a legacy of trust, largely thanks to referrals and word-of-mouth recommendations from satisfied clients. “Our practice is selective,” Robert Seropian explains, “and we work mostly with referrals from existing clients. This allows us to build deep, meaningful relationships with each client and their family over time.” The firm adopts a holistic approach to financial planning, considering not just investments, but a client’s entire financial landscape, ensuring that each plan is as unique as the individual it serves.

The Importance of Objectivity and Transparency

Robert Seropian highlights the significance of objectivity in financial advising, pointing out that Lifetime Wealth Advisors operates independently to provide unbiased, comprehensive investment suggestions. This independent status allows the team to navigate an extensive range of resources and adapt flexibly to market changes. “Transparency and straightforward reporting are not rocket science,” Robert Seropian remarks. “Clients deserve an easy, clear system to track their progress and to understand all fees involved in the process.” The firm’s commitment to transparency and reporting aligns with its fiduciary duty, making clients feel secure and informed throughout their financial journey. Robert Seropian adds, “Your family, your business, your financial well-being—these are our top priorities. It’s an honor to serve anyone who seeks our guidance as advisors.”

Adapting Financial Plans to Life’s Changes

Lifetime Wealth Advisors recognizes that a “one size fits all” approach does not work in financial planning. Robert Seropian points out that individual needs and priorities change over time. “As your life evolves—whether it’s buying a new home, sending kids to college, or growing your business—your portfolio and planning needs should evolve too,” he states. This adaptable, client-centered philosophy forms the core of their services, focusing on financial planning, investment management, and corporate retirement planning for small to medium-sized businesses.

The 5 Essential Steps to Retirement Planning

Robert Seropian introduces the firm’s comprehensive process, which includes five essential steps to retirement planning. The first step involves determining the client’s desired retirement lifestyle and estimating the associated expenses. Next, clients work with advisors to make realistic assumptions about life expectancy, which helps tailor their long-term financial strategies. The third step focuses on exploring all possible income streams, including Social Security, pensions, and investments. Strategic asset and product allocation is then emphasized to optimize growth while managing risk. The final step is regular monitoring and evaluation of the financial plans to align with changing circumstances and market conditions. “Retirement is a journey, and our role is to guide clients through every step of that journey,” Robert Seropian states. “We ensure that their plans remain dynamic and responsive to life’s changes and market shifts.”

Top Retirement Tips for 2024

Robert Seropian also shares his insights on navigating the unique challenges of retirement in 2024. With market volatility, inflation, and rising interest rates adding uncertainty, he suggests focusing on key areas that can influence a successful retirement. Understanding the sequence of returns risk is crucial, he explains, as retiring in a bear market can significantly impact long-term finances. By planning early and considering various market conditions, retirees can better navigate this risk. In addition, managing inflation is of utmost importance. “Inflation is a legitimate concern, but it’s important to understand how it affects your specific circumstances,” Robert Seropian advises. “Retirees should pay attention to local property tax rates and healthcare costs rather than general inflation metrics.”

Another critical tip Robert Seropian emphasizes is delaying Social Security benefits if possible. “If possible, delaying Social Security benefits can be highly beneficial,” he notes. “Larger checks later in retirement can help offset the impact of inflation.” He also recommends evaluating housing costs in potential retirement locations, as the current market downturn has significantly affected affordability in many areas. This can potentially open up more favorable options for those looking to optimize their financial plans. Planning for healthcare costs is another key element. “Health care costs are a critical factor in retirement planning,” he emphasizes. “It’s essential to prepare for Medicare and other health-related expenses well in advance.”

A Personalized Approach to Financial Success

At Lifetime Wealth Advisors, Robert Seropian and his team are committed to providing clients with tailored strategies and ongoing support. “Our goal is to empower clients to make informed decisions and live their best lives in retirement,” Robert Seropian concludes. “Through objectivity, transparency, and personalized planning, we help clients achieve financial success on their terms.” To learn more about Lifetime Wealth Advisors and how they can assist in achieving your financial goals, visit their website.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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ONI Protocol: Pioneering the Future of Blockchain with DePIN and AI Integration

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Chiang Mai, Thailand, 9th Oct 2024 – ONI Protocol, a groundbreaking blockchain platform, is revolutionizing the decentralized world by integrating Decentralized Physical Infrastructure Networks (DePIN) and Artificial Intelligence (AI). With its unique ecosystem, ONI Protocol aims to solve key challenges in open network integration and cross-chain interoperability, positioning itself as a leader in the blockchain space. 

Designed to empower users and developers alike, ONI Protocol offers a suite of advanced tools, making blockchain processes more accessible and profitable. From GPU Node Renting to decentralized trading on its ONI DEX, the platform creates innovative, secure solutions that promote decentralization and fuel the growth of the global blockchain ecosystem. 

Key Features of the ONI Protocol Ecosystem: 

GPU Node Renting: ONI Protocol provides scalable and cost-effective access to high-performance GPUs essential for AI, machine learning, and gaming applications. This decentralized service ensures security, offering flexible solutions for both individual developers and large enterprises. 

Farming & Mining: Users can stake $ONI tokens in specific pools to earn real-yield generated by miners. This feature allows participants to gain exposure to mining profits while maintaining network security through decentralized mining operations. 

ONI DEX: The decentralized exchange allows seamless trading of assets across multiple blockchains. With cross-chain capabilities, users benefit from high liquidity, low trading fees, and minimal slippage, making the platform ideal for traders at all levels. 

ONI Bots: A suite of AI-powered bots, including Trading, Market Making, and Sniper Bots, offers traders automated solutions for optimizing their strategies. These bots help users capture better opportunities and execute trades with precision. 

ONI Launchpad: A decentralized platform that enables new cryptocurrency projects to launch and raise capital. By offering a secure and transparent environment, ONI Launchpad supports the growth of the blockchain ecosystem through innovation and trustless transactions. 

ONI Protocol Tokenomics

 

Name: ONI Protocol

Symbol: ONI

Total supply: 500,000,000 ONI

Standard: BEP-20 

Precision: 18 

Network: Binance Smart Chain 

Smart Contract Address: 0x3Dba4aE830896467a0A1C731686a2aD40CF76777

Roadmap

ONI Protocol’s roadmap highlights its ambitious growth plans, starting with the launch of its GPU Node Renting service and ONI DEX in Q3 2024. In 2025, the platform will expand its ecosystem with staking rewards, the release of ONI Trading Bots, and the launch of its innovative ONI Launchpad. These developments will drive the platform toward its goal of becoming a fully decentralized and AI-integrated blockchain ecosystem. 

David Ho, Chief Marketing Officer (CMO) of ONI Protocol, stated, “We are excited to be at the forefront of integrating AI and blockchain to create a decentralized, scalable, and secure platform. Our vision is to empower users and developers with the tools they need to succeed in this rapidly evolving landscape.

For more information, visit https://oniprotocol.io/ 

Stay updated with the latest news and announcements by following ONI Protocol ON :

X: https://x.com/OniProtocol

Telegram Channel: https://t.me/OniProtocolOfficial

Youtube: https://www.youtube.com/@ONIProtocol

 

Media Contact

Organization: ONI Protocol

Contact Person: David Ho

Website: https://oniprotocol.io/

Email: oniprotocol.io@gmail.com

City: Chiang Mai

Country: Thailand

Release Id: 09102418115

The post ONI Protocol: Pioneering the Future of Blockchain with DePIN and AI Integration appeared on King Newswire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.

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Excoinz leads the way in preventing juvenile delinquency by installing basketball goal posts in the Philippines

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Excoinz, a global cryptocurrency company, is demonstrating corporate social responsibility in the Philippines by installing basketball goal posts in schools to promote youth health and prevent crime. Through additional volunteer activities and community partnerships, Excoinz is making a positive impact on Filipino society.

San Manuel, Philippines, 9th Oct 2024 – New York-based global cryptocurrency P2P company, Excoinz, is making waves for its heartwarming initiatives in the Philippines. Going beyond profit-making, Excoinz is committed to growing alongside the community and fulfilling its corporate social responsibility. Notably, the company is contributing in a unique way to the healthy growth and crime prevention of Filipino youth by installing basketball courts.

Led by Perseval Pineda, the Philippines’ customer center manager, Excoinz has installed new basketball goal posts in 15 high schools, including Meycauayan National High School in Bulacan. Basketball is a beloved sport in the Philippines, and promoting physical activity through healthy leisure activities is known to be effective in preventing crime.

Excoinz does more than just provide materials. By working closely with local educators, the company identifies the specific needs of the community’s youth and provides tailored support. Pineda expressed his desire to “contribute to Philippine society through sustainable social contribution activities, rather than one-time volunteer work.” He added, “We will continue to communicate with the local community in various ways and achieve mutual growth and development.”

Furthermore, in August, Excoinz, centered around its Asia branch in Manila, Philippines, engaged in various volunteer activities such as providing supplies to local youth basketball teams and orphanages, and participating in community clean-ups. This is seen as fulfilling the company’s social responsibility while also providing employees with a sense of purpose and fulfillment as global corporate members. This initiative has been featured on Excoinz’s YouTube channel, serving as an example for other companies. The company plans to continue its volunteer activities.

Excoinz’s efforts are considered a model example of a global company fulfilling its corporate social responsibility. It is hoped that the company’s positive influence will spread beyond the Philippines to the entire Asian region.

Media Contact

Organization: Excoinz Inc.

Contact Person: Wade Berry

Website: https://www.excoinz.com

Email: Send Email

City: San Manuel

Country: Philippines

Release Id: 09102418183

The post Excoinz leads the way in preventing juvenile delinquency by installing basketball goal posts in the Philippines appeared on King Newswire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.

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Breaking: King Street Chiropractic Introduces New Pain Relief Plans in Alexandria

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Virginia, USA, 9th October 2024, ZEX PR WIRE, King Street Chiropractic Wellness Center, a trusted chiropractic clinic in Alexandria, is excited to announce the launch of new personalized pain relief plans to help patients get lasting results. Located at 3543 West Braddock Road, Suite 200, the clinic is known for its expert care in back pain treatment, neck pain relief, and holistic health care.

Led by experienced chiropractors Dr. Steven Trauben and Dr. Jeff Borenstein, King Street Chiropractic offers treatment plans that are tailored to each patient’s needs. Whether it’s sports injury chiropractic, chronic pain, or everyday discomfort, their approach includes a mix of chiropractic adjustments, physical therapy, and optional massage sessions. If you’re looking for the best chiropractor in Alexandria or a local chiropractor for your family, King Street Chiropractic provides care that truly makes a difference.

King Street Chiropractic

“At King Street Chiropractic, we focus on helping our patients live pain-free and healthier lives,” said Dr. Trauben. “Our new pain relief plans are designed to give fast relief and long-lasting results. We treat each patient with personalized care, addressing the root cause of their pain for better long-term health.”

Patients are already seeing great results. One patient shared, “I started my recovery program with Dr. T and Dr. B about a month ago and already notice big improvements in my chronic back pain. The care is personalized based on your condition and your schedule, which makes it easy to follow. The team is friendly, and they respect your time.”

Another patient shared their experience, saying, “I highly recommend this clinic! I had issues with my back, neck, and hips, and after an evaluation and x-ray, they found alignment problems and degenerative discs. They set up a 12-week plan for me that includes chiropractic adjustments, physical therapy, and optional massage sessions. I’m five weeks in and already feeling much better. The staff is kind, and the clinic is run very efficiently.”

King Street Chiropractic is known for providing natural pain relief and alternative medicine solutions, treating patients of all ages as a family chiropractor. Their preventative care chiropractic helps patients avoid future problems and stay pain-free. People in Alexandria often search for a “chiropractor near me” and find the expert care they need at King Street Chiropractic.

For more information or to schedule an appointment, visit https://www.kingstreetwellness.com/ or call (703) 578-1900.

About King Street Chiropractic Wellness Center

King Street Chiropractic Wellness Center is a top wellness chiropractor in Alexandria, VA, specializing in back pain treatment, neck pain relief, injury recovery, and preventative chiropractic care. The clinic focuses on holistic health care, offering personalized treatment plans to help patients live healthier, pain-free lives.

Social Media: 

https://www.facebook.com/KingStreetChiropracticWellnessCenter/

https://www.youtube.com/channel/UCNdLHHdcpldAi-WYHzJFpVg/videos

https://www.linkedin.com/in/dr-steven-c-trauben-15891835/

https://www.instagram.com/kingstreetchiropractic/

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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