Press Release
Fintopio Launches First CeDeFi Wallet Enabling Crypto Transfers via Telegram Usernames
Fintopio, the leading Web3 wallet co-founded by former Binance executive Steve Milton, has officially launched its CeFi services, making it the only CeDeFi wallet in the market accessible on Telegram, iOS, Android, and Web. With its new CeFi offerings, Fintopio merges centralized and decentralized finance, providing a seamless platform that caters to a diverse global audience eager to access digital assets as simply as sending a message.
With Fintopio’s CeFi wallet, users experience simplified, frictionless transactions with key features like username-based transfers, Zero-Fee transfers, and innovative tools such as Vouchers for bulk crypto transfers and gifting. This milestone enhances Fintopio’s existing Web3 ecosystem, which has grown rapidly since its beta launch in April 2024, attracting over 2 million monthly active users.
Simplifying Crypto with Telegram-Based Transfers
Fintopio’s strategic integration with Telegram leverages the platform’s 950 million-strong user base, positioning Fintopio as the go-to wallet for crypto users seeking accessibility and convenience. By enabling crypto transactions through Telegram usernames, Fintopio eliminates complex wallet addresses, empowering users to conduct transactions with a familiar interface.
“We wanted to create a wallet that makes crypto as accessible as texting,” explained Steve Milton, Co-founder & CEO of Fintopio. “With our CeFi services, we’re moving closer to this goal, giving users a way to manage and transfer digital assets without the usual hurdles of traditional wallets.”
Fintopio’s intuitive design has been instrumental in driving adoption within emerging markets, especially in Africa and Asia, where the need for accessible financial tools has spurred millions to explore digital finance. By offering seamless transactions and secure asset management in a single, user-friendly platform, Fintopio makes Web3 accessible to users across various levels of crypto expertise.
Blending CeFi and DeFi in One Wallet
The launch of Fintopio’s CeFi wallet aligns with its mission to bridge centralized and decentralized finance in a single, cohesive ecosystem, making it a standout choice for users looking to engage with both worlds. Already popular on Telegram for its non-custodial DeFi wallet, which grants users full control over their private keys, Fintopio now offers the added option of a custodial wallet through its CeFi services, catering to users who prioritize the enhanced security and platform custody.
Additionally, Fintopio’s CeDeFi model introduces Zero-Fee transfers within its CeFi wallet, allowing Telegram users to transfer funds using just usernames, lowering barriers to entry and making daily transactions cost-effective and seamless. Available as a Telegram mini app, and natively on iOS and Android, Fintopio is uniquely positioned as the only CeDeFi wallet live across multiple platforms, reinforcing its commitment to making crypto accessible for everyone.
Vouchers: The Ultimate Tool for Bulk Crypto Transfers
The CeFi wallet also introduces a new feature called Vouchers, which serve as customizable tokens for transferring crypto on a large scale. Vouchers allow users to create tokens representing funds from verified accounts that can be securely shared with others. Designed for mass distributions, giveaways, and gifting, Fintopio’s Vouchers include robust security features such as password protection and anonymous transfer options.
Fintopio is currently available as a Telegram mini app and has recently launched its iOS and Android apps, which will soon reach a broader audience beyond the Telegram community. This multi-platform availability reinforces Fintopio’s commitment to making crypto accessible for everyone, positioning it as the only CeDeFi wallet live on the market ro do so.
Engaging Users with Web3 Ecosystem and HOLD Game
Beyond the basic wallet functions, Fintopio has developed an extensive Web3 ecosystem aimed at engaging users. Through the addition of HOLD, a tap-to-earn game built within the wallet, Fintopio has created a rewards economy for a gamified crypto experience. This unique feature allows users to earn future HOLD tokens, which will serve as part of Fintopio’s expanding payment utilities on both CeFi and DeFi functions.
Expanding to CeFi and Future Offerings
Fintopio’s CeFi wallet marks an important step in its roadmap as the company continues to innovate. Future plans include enhanced functionality for the HOLD game, P2P trading, and on-ramp/off-ramp solutions, allowing users to bridge the gap between traditional and digital finance seamlessly. By continuously expanding its offerings, Fintopio is set to become one of the most versatile Web3 wallets of 2024, catering to the needs of a diverse, growing crypto community.
About Fintopio
Fintopio is a Web3 wallet ushering in the New Payment Era on Telegram and Beyond. Founded by a team of blockchain industry veterans, it stands as the first CeDeFi wallet in the market available on iOS, Android, Telegram Mini App, and Web.
For more information on Fintopio, visit the official website and follow the official Fintopio community today.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
New memecoin Pengu Unleashed raise $1.5M in first day of presale
Pengu Unleashed (PUNGU) has officially announced the successful launch of its cryptocurrency token, marking a game-changing entry into the meme coin market by raising an impressive $1.5 million on the first day of its presale.
What makes PUNGU stand out?
At its core, Pengu Unleashed is about more than just hype. The project integrates advanced Layer 2 rollup technology like zk-rollups and optimistic rollups to cut down gas fees and speed up transactions. This means users can trade, stake, and build on the platform with minimal costs, all while staying secure.
But that’s not all. PUNGU is also on a mission to do good, pledging $1 million to penguin habitat conservation and climate change initiatives.
It’s a win-win: contribute to a greener planet while riding the next big wave in crypto.
Pengu Unleashed presale gains momentum as staking goes live
The early interest in Pengu Unleashed is reflected in its presale performance. Launched this week, the presale has attracted over $1 million within the first 24 hours of going live.
The total raise now stands at almost $1.7 million.
Early investors can buy PUNGU tokens for $0.015 each during the current stage of the presale.
The Pengu Unleashed team accepts purchases in ETH and USDT.
PUNGU is already making moves, securing listings on Tier 2 exchange BitMart and a soon-to-be-revealed Tier 1 exchange. These partnerships will make it even easier for investors to jump in and trade.
Meanwhile, presale participants are already staking their tokens to earn rewards ahead of the official launch.
Where to buy and what’s next
A growing community
PUNGU is already attracting attention online, with its Telegram channel reaching 4000+ members in 72 hours. Early adopters are locking in their positions, staking tokens, and preparing for the next steps in the roadmap.
With strong early momentum and an eye toward innovation, PUNGU is positioning itself as a standout player in the meme coin space.
Why investors are paying attention
PUNGU isn’t just a token, it’s an entire platform designed for decentralized applications (DApps). Developers can build with Ethereum-compatible tools, while PUNGU holders gain governance rights to shape the ecosystem’s future.
A lead developer summed it up perfectly: “Memes are cultural artifacts, and Pengu Unleashed is building infrastructure to make them scalable and meaningful. By lowering the entry barrier for creators and developers, we’re enabling a new wave of decentralized creativity.”
However, its early presale success and positioning in the Pungu space make it a project that many investors are watching closely.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Kazakhstan to Showcase Its Potential as a Regional Academic Hub at the Bett Show for the First Time
Kazakhstan to Present Its National Pavilion
For the first time in 40 years, Kazakhstan will present a national pavilion at one of the world’s largest international education exhibitions—the Bett Show. The event will take place from January 22 to 24, 2025, in London, UK.
What is the Bett Show?
The Bett Show (British Education Training and Technology Show) is a leading global event in the field of education. It brings together representatives from educational institutions, EdTech companies, universities, schools, and developers of educational solutions. Each year, the event attracts approximately 30,000 attendees from 130 countries, offering a platform to share experiences, present innovations, and discuss global educational trends.
Kazakhstan’s Role as an Academic Hub
The central theme of Kazakhstan’s pavilion will be the country’s development as a regional academic hub. Kazakhstan’s evolving educational ecosystem has sparked growing interest in its learning opportunities, with around 30,000 international students currently studying in the country.
Cooperation and New Programmes
In collaboration with leading foreign universities, Kazakhstan has introduced doctoral programmes and conducted extensive research initiatives. Large corporations are also supporting the introduction of artificial intelligence programs to enhance digital competencies.
‘Study in Kazakhstan’ Project
Minister of Science and Higher Education Sayasat Nurbek will present the ‘Study in Kazakhstan’ project, aimed at reinforcing the country’s position as a regional academic hub. The establishment of campuses by leading British universities, such as Coventry University Kazakhstan, is expanding academic opportunities, enhancing the quality of education, and promoting the internationalization of higher education institutions.
“This is the first time Kazakhstan is participating in one of the world’s largest educational exhibitions, the Bett Show, with a national pavilion. It provides an excellent opportunity to showcase our country’s development as a regional academic hub. Today, about 30,000 foreign students study in Kazakhstan, and new educational programs are being implemented in collaboration with leading international universities. These achievements demonstrate the international recognition of Kazakhstan’s education system and its openness to the world,” said Sayasat Nurbek in his speech.
Pavilion Participants
The National Pavilion will feature six leading universities from Kazakhstan, along with branches of Coventry University Kazakhstan and Heriot-Watt University. The participants include:
- L.N. Gumilev Eurasian National University
- Al-Farabi Kazakh National University
- Nazarbayev University
- East Kazakhstan Technical University named after D. Serikbayev
- Kazakh National Research Technical University named after K.I. Satpayev
- Atyrau Oil and Gas University named after Safi Utebayev
Additionally, Coventry University Kazakhstan, Heriot-Watt University in Kazakhstan, and JSC ‘Center for International Programs’ will participate, highlighting Kazakhstan’s active engagement in international educational dialogue.
Key Objectives of Participation
A primary objective of Kazakhstan’s participation will be to sign agreements with leading UK universities. These agreements will create new opportunities for academic and scientific cooperation, the adoption of modern digital tools, and the development of educational content.
Registration for the Exhibition:
Entry to the Bett Show is free for students. Registration is available on the official exhibition website: https://uk.bettshow.com/.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
I Studied the First Trump Travel Bans for Two Years: I’m Still Confused
Baton Rouge, LA, USA — For two years, I studied the Trump administration’s travel bans from his first term, which primarily targeted nations with significant Muslim populations and drew widespread criticism for their discriminatory appearance. As someone with an Iranian partner directly affected by these bans, I had a deeply personal connection to the issue. I initially believed we would not see another round of such policies, as I doubted Trump would win re-election. However, it appears this may be in Trump’s forthcoming plans.
I dedicated countless nights to analyzing the travel bans from every angle: their stated purpose, the extent of multi-agency oversight, judicial injunctions, political advantages and drawbacks, safety considerations, public perception, and responses from citizens, diplomats, geopolitical experts, and the Department of Homeland Security. My research culminated in an article called, “How Iranians Are Barred From the West Through Reactive Visa Policies Fueled by Politics.”
It is unclear why Trump chose the specific countries he did for the bans, apart from possible personal or political animus. The decisions seemed to originate from a highly centralized process within the White House, with limited agency oversight. While the bans ostensibly aimed to punish or leverage “rogue” nations, they largely restricted ordinary citizens rather than addressing root geopolitical issues. Paradoxically, treaties permitting nationals from these countries to work at intergovernmental organizations like the UN remained in effect, potentially preempting the bans and creating a legal conflict. I explored this further in an article called, “The Attorney’s Guidebook to Handling UN and OAS Visas: Understanding the U.S.’ Obligations in IGO Visa Issuance.”
Nationality-based discrimination in visa policies is widespread globally. Nationalities such as Nigerians, North Koreans, and Iranians have often been subject to blanket bans. While these measures appear discriminatory, they rarely provoke significant public outcry or demand for reform. In an article called, “Why the Ability to Migrate Matters in Issuing Visa Restrictions and Punishments: The North Korean Example,” I examined the inconsistency in how so-called “rogue” nations are treated. For instance, North Korea is among the most hostile states yet faces fewer travel bans than Syria, despite posing a similar geopolitical challenge.
Another factor influencing visa restrictions is migratory pressure. Countries with high migration potential often face stricter policies, but this is not always consistent. Mexicans and Venezuelans, for example, have significant visa-free access to the Schengen Area, even though they are considered high-pressure migratory groups for the U.S. This inconsistency underscores the complex interplay of geopolitics and diplomacy in shaping these policies.
Diplomatic failures likely played a role in Trump’s travel bans. Experts, including DHS officials, agree that nationality is not a reliable indicator of terrorist threats or security risks. Additionally, the principle of reciprocity—where unfair restrictions on other countries could lead to retaliatory measures against U.S. citizens and diplomats—may have been considered but did not prevent the administration from imposing broad and poorly justified bans.
Ultimately, these bans appeared to be more about political optics than strategic policy. They likely served as a signal to Trump’s voter base, demonstrating a hardline stance against perceived adversaries. However, judicial oversight exposed their arbitrary and contradictory nature, further undermining their legitimacy.
Looking forward, there is speculation about a potential second travel ban under Trump, should he regain office. If implemented, such a ban could aim to amplify the impact of sanctions or tariffs on targeted nations or address perceived loopholes in the travel system, such as labor exploitation, smuggling, or regulatory violations. A “pause” in travel might be framed as a security measure but would likely follow the same flawed principles as the original bans.
If such policies are reintroduced, they would again tarnish the nation’s reputation, perpetuating a legacy of reactive and discriminatory governance. I cannot imagine the efficacy of a widespread ban outweighing justice and fairness. Instead, ordinary people may be caught in the crossfire unintentionally.
- Article provided by Nicolas Garon.
Media Contact
Contact Person: Nicolas Garon
Email: Nicolas.Garon@sulc.edu
Website: https://papers.ssrn.com/sol3/cf_dev/AbsByAuth.cfm?per_id=6192644
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
-
Press Release5 days ago
HitPaw Edimakor Launches Revolutionary AI Video Generator to Transform Video Creation
-
Press Release5 days ago
Super Chic Miami Art Basel Edition Fashion Week 2024: A Vibrant Fusion of Fashion, Art, and Elegance
-
Press Release5 days ago
A Omega Fence Company: Your Trusted Expert for Vinyl and Aluminum Fencing Solutions in South Jersey
-
Press Release5 days ago
A Omega Fencing Company Enhances Properties with Premier Fence Installation and Repair Services
-
Press Release5 days ago
Portland Roofer KVN Portland Roofing Marks 5-Year Malarkey Emerald Pro Milestone With Premium Lifetime Warranties
-
Press Release5 days ago
Ohio Medicare Plan (Brian C. Moore) Again Named Ohio’s Top Rated – #1 Ranked – “Best Choice” Medicare Expert – Announces 2025 Expansion
-
Press Release7 days ago
AXIS GLOBAL CAPITAL(AxisGC): Leading Excellence in Global Forex Trading
-
Press Release7 days ago
AXIS GLOBAL CAPITAL(AxisaGC): Building the Ideal Realm of Global Forex Trading