Connect with us

Press Release

DeFi 2.0: Cables Finance is Building an Integrated DEX with LST & Perpetual Futures Trading for FX RWAs

Published

on

DeFi has grown, but trading still feels like a mess. Markets have expanded into real-world assets (RWAs), perpetual futures, and FX, but the actual experience of trading across these assets is full of friction. Traders deal with fragmented liquidity, collateral stuck in staking contracts, and a system that still revolves around USD stablecoins.

Cables Finance is fixing this by launching an Integrated DEX with LST & Perp Futures for FX RWAs. By combining liquid staking RWAs with a Perpetual Futures DEX, Cables enables assets like cEUR, cJPY, and cXAU to function as both collateral and tradable instruments, eliminating the inefficiencies of fragmented liquidity.

Instead of forcing participants to move liquidity across different protocols, Cables connects yield, collateral, and trade execution in a single system—powering the Cables Liquidity Flywheel. This self-reinforcing cycle allows the Cables Community to deposit anything, earn yield on anything, and trade or leverage it without friction.

Cables recently published its whitepaper and 2025 Liquidity Flywheel vision, outlining how it will seamlessly integrate RWAs into DeFi 2.0. With a focus on building for the Cables Community—not just users—this next evolution of DeFi puts accessibility, liquidity, and global adoption at the forefront.

DeFi Still Feels Like Using a Flip Phone in 2025

For all its advancements, DeFi still feels outdated. Traders looking to hedge non-USD currencies, earn yield on real-world assets, or trade multiple markets often end up bouncing between different platforms, waiting on bridges, and converting back to USD just to execute trades.

Liquidity is scattered across different chains, making it harder to enter and exit positions efficiently. Assets that should be usable in trading are locked in staking contracts, leaving traders to choose between earning passive yield or keeping capital available. And for those looking to trade outside the USD-dominated system, choices are limited—most DeFi pairs still revolve around USDT or USDC, forcing FX traders into unnecessary conversions.

DeFi shouldn’t just be about adding more assets. It should be about making them usable in real markets. That’s where Cables’ launch of its Integrated LST & Perpetual Futures for FX RWAs in one DEX will dominate and show the world what DeFi 2.0 truly means.

Cables’ Integrated LST & Perpetual Futures for FX RWAs in One DEX

Cables Finance is solving this by making liquid staking RWAs a core piece of trading infrastructure. With liquid staking, the Cables Community doesn’t have to choose between earning yield and accessing deep, liquid markets. Assets like cEUR, cJPY, and cXAU remain liquid, earning yield while serving as active collateral on the Cables Perp DEX.

A trader looking to hedge euro exposure can hold cEUR, collect yield, and use it for leveraged positions at the same time. A gold-backed stable asset like cXAU provides access to a decentralized gold market while acting as collateral. Instead of unstaking funds or swapping between isolated liquidity pools, the Cables Community can trade, hedge, and earn in one place.

This approach removes unnecessary steps from DeFi trading. Instead of shifting liquidity between staking and active markets, capital can move freely within a single system.

Cables Finance: The Trading Desk DeFi Actually Needs

The future of DeFi isn’t just about adding assets—it’s about making them work for traders. Liquid staking RWAs allow traders to keep assets active while earning yield, removing the trade-offs that exist today.

Cables Finance combines deep liquidity with perpetual futures, creating a trading system where RWAs aren’t just passive holdings—they’re part of an active, high-volume market. Instead of treating RWAs as an afterthought, Cables puts them at the core of DeFi 2.0 trading.

DeFi has spent years making assets tradable. Now, Cables Finance is making trading better—with a Liquidity Flywheel that connects deposit, yield, and leverage in one system.

DeFi 2.0 is here. The Cables Community is building it.

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

eAccounts Highlights the Benefits of Switching from Sole Trader to Limited Company

Published

on

Providing Expert Advice on Company Structure and Tax Efficiency

United Kingdom, 17th Mar 2025 – eAccounts, the UK’s leading online accountancy firm, explains why sole traders should consider incorporating a limited company and how doing so can lead to lower tax bills, greater financial security, and enhanced business credibility. 

Why Are More Sole Traders Switching to Limited Companies? 

Many UK businesses start as sole traders due to the simplicity of setup and minimal administrative requirements. However, as businesses grow, the limitations of being self-employed become more apparent. More entrepreneurs are realising the benefits of switching to a limited company, a move that can provide financial advantages and increased protection. 

Kris Corbisiero, Co-Founder of eAccounts, explains: “Many sole traders don’t realise they could be paying more tax than necessary or putting their personal assets at risk. Operating as a limited company can be a game-changer in terms of tax efficiency and business credibility. Our role at eAccounts is to make the transition seamless, helping business owners navigate the process effortlessly.” 

The Key Benefits of Operating as a Limited Company 

eAccounts has helped thousands of sole traders make the switch to limited company status, offering expert guidance on company structure and tax efficiency. Here are the top reasons why incorporation could be the right move: 

1. Lower Tax Bills 

One of the biggest financial benefits of forming a limited company is the potential for tax savings. Sole traders pay Income Tax on their profits, which can be as high as 45% for higher earners, along with Class 4 National Insurance Contributions (NICs). In contrast, a limited company pays Corporation Tax at 19%, and directors can take advantage of a combination of salary and dividends to minimise their personal tax liability. 

2. Limited Liability Protection 

As a sole trader, you are personally responsible for all business debts. This means your personal assets, such as your home and savings, could be at risk if your business faces financial difficulties. A limited company is a separate legal entity, meaning the company—not you personally—is liable for its debts. This offers much-needed financial security. 

3. Greater Credibility and Professional Image 

Many clients, suppliers, and investors prefer dealing with a limited company rather than a sole trader. Having “Ltd” after your business name can enhance your professional reputation and make you appear more established, which can help you attract larger contracts and business opportunities. 

4. Easier Access to Funding and Investment 

Banks, lenders, and investors are often more willing to provide funding to limited companies than to sole traders. If you’re looking for a business loan or considering investment, incorporating your business could increase your chances of securing financial support. 

5. Greater Flexibility for Growth 

As a limited company, you can bring in shareholders, restructure ownership, and expand operations more easily than as a sole trader. If you plan to grow your business, incorporation provides a scalable structure. 

6. Improved Pension and Financial Planning Options 

Limited company directors can contribute to a director’s pension scheme, which allows them to save for retirement in a tax-efficient manner. This is not an option available to sole traders, making incorporation a smart move for long-term financial planning. 

How eAccounts Makes the Transition Easy 

Switching from a sole trader to a limited company may seem like a complex process, but eAccounts makes it simple. As specialists in online accounting for UK businesses, they handle every step of the transition, including: 

Company Formation – Registering your business with Companies House and setting up your legal structure. 

Tax Registration – Ensuring you are registered for Corporation Tax, PAYE, and VAT (if required)

Xero Accounting Software Setup – As a Platinum Xero Partner, eAccounts helps business owners manage their finances effortlessly with real-time bookkeeping and reporting. 

Unlimited Support from Chartered Accountants – Clients get ongoing support and expert tax advice to ensure they maximise the benefits of incorporation. 

Kris adds: “Many business owners delay incorporation because they think it’s complicated, but with the right guidance, it can be a smooth process. At eAccounts, we provide all the support needed, from company setup to tax planning, so business owners can focus on growth.” 

Is It the Right Time to Switch? 

Not every business needs to incorporate immediately, but if you are: 

Earning over £30,000 annually as a sole trader, you could be paying more tax than necessary. 

Looking to protect your personal assets, limited company status offers financial security. 

Wanting to attract larger clients or investors, incorporation can improve your business’s credibility. 

Get Expert Advice on Incorporating Your Business 

At eAccounts, we make switching from a sole trader to a limited company easy and stress-free. With fixed-fee accounting, unlimited support, and expert tax guidance, we help business owners make the right financial decisions. 

To learn more about whether incorporating is the right move for your business, visit eAccounts or book a free consultation today. 

file

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

HorizonPointe Financial Group Analyses the Historic Generational Wealth Transfer Challenge

Published

on

Los Angeles, CA, United States, 17th Mar 2025 — HorizonPointe Financial Group (HPFG), a leading global asset management firm, has released comprehensive analysis on what industry experts call “the largest wealth transfer in history.” HorizonPointe Financial Group’s research highlights the urgent need for the financial industry to bridge the gap between traditional wealth management services and the distinct investment preferences of Millennials and Generation Z, who stand to inherit an estimated $84 trillion from Baby Boomers over the next two decades.

HorizonPointe Financial Group’s analysis comes at a critical juncture for the asset management industry, which has struggled to connect with younger investors who show markedly different attitudes toward wealth, risk, and financial institutions compared to their parents.

“We’re witnessing a generational shift that will fundamentally transform the wealth management landscape,” said Andrew Evan Watkins, Chief Analyst and Director at HorizonPointe Financial Group, during an industry conference in Manhattan. “The financial services sector must commit to meeting the next generation of investors where they are, with solutions that align with their values, digital expectations, and long-term financial goals.”

According to the latest wealth transfer report from industry researchers, $72.6 trillion in assets will change hands in the United States alone by 2045, with heirs receiving $53 trillion and charities benefiting from $11.9 trillion. HorizonPointe Financial Group’s research indicates that traditional firms risk losing up to 80% of these assets during the transfer process if they fail to adapt to younger clients’ preferences.

Watkins emphasized that HorizonPointe Financial Group believes successful wealth management strategies for the next generation must integrate several key features designed specifically for digital-native investors, including mobile-first interfaces, fractional investment capabilities, AI-driven personalized guidance, and expanded access to alternative investments with significantly lower minimum thresholds than traditional wealth management services.

“Today’s younger investors expect seamless digital experiences coupled with authentic human guidance,” explained Watkins. “They’re skeptical of financial jargon, demand complete transparency, and place significant importance on values alignment and social impact alongside financial returns.”

HorizonPointe Financial Group’s analysis highlights the importance of values-based investment options, allowing clients to construct portfolios that reflect their personal values while maintaining robust financial performance. This responds directly to findings from sustainable investing research, which reported that 95% of Millennials are interested in sustainable investing, with 75% believing their investment decisions could impact climate change policy.

The research also addresses the need to accommodate the fragmented financial lives of younger clients by developing tools that aggregate various financial accounts, cryptocurrency holdings, and even non-traditional assets like NFTs into comprehensive financial dashboards.

Katherine Reynolds, senior digital transformation analyst at a prominent research institution, views HorizonPointe Financial Group’s analysis as potentially industry-shaping. “What sets this research apart is its holistic approach to generational wealth transfer. It’s not merely suggesting a digital facelift of traditional services but a ground-up reimagining of wealth management for a generation with fundamentally different expectations,” she noted.

HorizonPointe Financial Group has invested heavily in behavioral finance research to understand younger investors’ distinct risk profiles and investment horizons. Their studies reveal that contrary to popular belief, Millennials and Gen Z aren’t uniformly risk-averse or short-term focused. Instead, they exhibit complex attitudes toward financial risk that traditional risk assessment tools often fail to capture.

“The narrative that younger generations aren’t interested in long-term wealth building is simply false,” Watkins stated. “They’re highly engaged, but their approach differs substantively from previous generations. They’re seeking wealth management partners who understand this nuance.”

Industry data supports this view. A recent financial behavior report indicates that 82% of young investors actively seek professional financial guidance, but 54% feel current advisory services don’t adequately address their needs or communication preferences.

HorizonPointe Financial Group recommends that wealth management firms develop digital education components featuring interactive learning modules, financial literacy resources, and community forums—elements that recent financial services research identified as critical for building trust with younger demographics.

HorizonPointe Financial Group’s analysis comes amid broader industry disruption, with fintech startups and established technology companies increasingly encroaching on traditional wealth management territory. According to market research, investment in wealth management technology surged to $14.7 billion globally in 2024, a 37% increase from the previous year.

However, some industry analysts question whether large, established firms can successfully pivot to meet the needs of younger investors. “The question isn’t whether these recommendations have the right features—it’s whether traditional institutions can authentically connect with a generation that came of age during the financial crisis and harbors fundamental skepticism toward Wall Street,” said Marco Velez, fintech analyst at a major financial institution.

HorizonPointe Financial Group counters this skepticism by advocating for a hybrid approach, combining digital tools with access to human advisors specifically trained in intergenerational wealth communication and planning. The firm estimates that the industry needs to invest at least $300 million annually in developing next-generation wealth strategies over the next three years.

For Andrew Watkins and HorizonPointe Financial Group, the message is clear: “The wealth management firms that thrive in the next two decades will be those that successfully navigate this massive wealth transfer. We’re not just talking about new platforms—we’re calling for building bridges to the future of our industry.”

file

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

Press Release

Tony Deoleo The Philanthropist Entrepreneur Honors His Most Influential Mentor, Leslie Charleson, at Celebration of Life

Published

on

During his emotional speech, Tony shared, “Leslie taught me that success isn’t just about reaching goals—it’s about making a meaningful impact along the way.” He continued, “One of the most valuable lessons I learned from her was the Gift of Giving—a principle that has shaped my philanthropic journey and inspired my work as a bestselling author to create a lasting difference in the world.”

 

Los Angeles, CA, United States, 17th Mar 2025 – Philanthropist, entrepreneur, and fitness expert Tony Deoleo paid tribute to his most influential mentor, Leslie Charleson, at a heartfelt Celebration of Life ceremony in February 2025. Surrounded by friends, family, and other professionals, the gathering honored Leslie’s extraordinary life and the profound influence she had on those around her, especially Tony.

During his emotional speech, Tony shared, “Leslie taught me that success isn’t just about reaching goals—it’s about making a meaningful impact along the way.” He continued, “One of the most valuable lessons I learned from her was the Gift of Giving—a principle that has shaped my philanthropic journey and inspired my work as a bestselling author to create a lasting difference in the world.”

As his most influential mentor, Leslie  played a pivotal role in shaping Tony’s values, career, and approach to giving back. Her guidance continues to inspire his entrepreneurial philanthropy and global empowerment efforts, motivating individuals and organizations alike.

Emotional Speech

 

Tony Deoleo’s Humanitarian Contributions

Tony Deoleo has dedicated his life to philanthropy and social impact and saving lives through fitness, supporting various charitable causes aimed at empowering individuals and communities worldwide. His humanitarian contributions include:

  • The Entrepreneur of Impact Pledge – Tony actively supports GENYOUth, providing resources to underserved youth, promoting wellness, and improving access to education.
  • Fundraising for Education and Wellness – He has committed to raising $1 million for educational and wellness initiatives for children, ensuring they have access to proper learning and development opportunities.
  • Mentorship and Community Development – Through his work, Tony empowers aspiring entrepreneurs and fitness professionals, sharing his knowledge to create sustainable change.

Tony Deoleo’s Literary Contributions

As a bestselling author, Tony Deoleo has written multiple books that inspire and educate individuals on fitness, entrepreneurship, and financial success. His notable works include:

  • “The 4 Foundations of Fitness” – A results-driven program focused on transforming health and wellness.
  • “Closing 100% of Your Fitness Consultations” – A three-step system for fitness professionals to enhance their business success.
  • “The Engulfing Candle Strategy!” – A guide to price action trading and financial growth.
  • “Seven Day Payday” – A blueprint for mastering Forex trading and generating passive income.
  • The Art of Dealing: Becoming a Master Casino Dealer” by Lorie Deoleo is a comprehensive guide to becoming a skilled casino dealer. 
  • Tony Deoleo is a visionary philanthropist, entrepreneur, and bestselling author dedicated to driving social change through innovation, mentorship, and philanthropy. His work continues to empower individuals worldwide, fostering positive transformation through education, fitness, and financial literacy.

file

About Author

Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

Continue Reading

LATEST POST