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Claim Agreement Aims To Be The One-Stop Decentralized Finance (Defi) Service Network

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The Claim Agreement, a Decentralized Finance (DeFi) service network unveiled recently, creates a new generation of credit-based stablecoin ecosystem that is based on the value of assets across time cycles and characterized by full external coupling and deep liquidity. Claim is more than just a payment agreement – it promises to be a one-stop DeFi service network that can provide users with long-term on-chain credit evaluation, credit financing and asset custody. In the future, users will be able to tap the on-screen “Claim” button to access the diversified world of DeFi. DeFi, which draws inspiration from blockchain and is the technology behind cryptocurrency, influenced the industry most during the first quarter of 2021.

“DeFi, the acronym of Decentralized Finance, was first coined in August 2018 by Brendan Forster, founder and CEO of crypto lending platform Dharma. After more than two years of development, the DeFi ecosystem has emerged in a variety of projects. Many products in the traditional financial system have been re-enacted through blockchain and smart contract technology. DeFi has brought unprecedented changes in the coin circle, among which the algorithmic stablecoin has attracted public attention the most as it has influenced traditional finance in DeFi like no other. At the beginning of 2021, a new algorithmic stablecoin named Basis Cash reached peak popularity with the arrival of the bull market, but it faced confidence crisis due to the defects in their algorithm. Just when the investors thought that the DeFi stablecoin “vanished into the crowd”, the emergence of Claim changed the public perception all over”, said Seraphima Verkhovtceva, the CMO of Claim during a recent press conference.

“According to agency data, DeFi had $450 billion of Total Value Locked (TVL) globally as of March 2021. Considering the double to triple-digit gas price of just doing a single operation on Ethereum, it can be assumed that most of that is “Big Whale” customers. Apart from the high gas costs on Ethereum, DeFi’s biggest pain point at the moment is its cumbersome mechanics and highly unstable  returns”, she added.

“Ampleforth, which uses first generation algorithm, is considered the first ever complete stablecoin. There are many advantages of Ampleforth and it is one of the most stable currencies as it follows the inflation-deflation model. Basis Cash follows the second-generation algorithm. It has a three-coin model, but it also has obvious advantages and disadvantages. The three-coin model is the equivalent of DPOS in the blockchain world, while the first-generation algorithm of stablecoin Ampleforth is more like PoW. Although the community users say that PoW has various downsides, it is still a more powerful algorithm than DPOS in the blockchain ecosystem, and the same is true for the stablecoin algorithm. Although Basis Cash has been updated, it’s algorithm is not as simple as the algorithm of the earliest stablecoin, Ampleforth. It doesn’t have the core of Ampleforth either – it’s just algorithmic. It cannot be manipulated, which is one of the reasons the algorithmic stablecoin lost its popularity”, she further added.

According to Verkhovtceva, the foundation of the financial industry is credit and any traceable and controllable financial activity that runs on a chain should be granted credit, which is why the Claim Agreement was developed by the company.

“Whether the user is mining or performing any other on-chain activity recognized by the Claim platform, the user can get credit $CUSD or digital money under the Claim agreement, which helps the user to maximize the use of their funds. Another reason why we developed  Claim is that we wanted to address the low utilization of funds in the current stablecoin system”, she stated.

“The Claim protocol we developed allows users to pledge assets they hold and generate a stablecurrency called $CUSD. According to the agreement, users will deposit assets and allocate funds through the income aggregation platform to form investment income. The income of these assets investment will be the value support of the ecological credit system of Claim. In this mode, the funds deposited by users can not only be used as collateral to obtain the stablecurrency $CUSD for financing, but users also enjoy the credit leverage formed by the expected returns of assets, which greatly improves the utilization efficiency of assets”, said Dmitry Malyanov, the CEO of the AI and blockchain innovation company.

“The economic model of Claim agreement is a dual token economic system. In order to ensure the value anchorage and payment ability of the credit stablecurrency $CUSD, the team only supports DAI, USDC, USDT, ALUSD and DOLA as the agreement pledge assets in the early stage. $CUSD will be cast in a ratio of 1:1 after the user deposits the 5 kinds of stable coins – DAI, USDC, USDT, ALUSD and DOLA. After that, users can exchange the $CUSD they hold at any time in a 1:1 ratio through the protocol without loss for the above five stable coins”, Malyanov added.

$CUSD is a utility stablecoin created by the Claim Agreement as the asset of the tokens in circulation by the users participating in the pledge agreement. The Claim is a token for protocol functionality iteration, parameter tuning, and community governance for DAO or Decentralized Autonomous Organization Treasure Asset Management. The total issue of Claim is USD 100 million.

“We will follow the DAO concept, with the community fully in charge of the platform’s evolution. As a DeFi project that originated in the community and is based on serving the community ecology, the protocol governance of Claim will rely on the community DAO governance model to the greatest extent. All holders of $CLAIM can participate in the governance of the agreement and express their opinions and claims in full”, Malyanov was quoted.

Official Website: https://claim.xyz​

Twitter: https://twitter.com/claimdotxyz 

Medium: https://medium.com/@claimfinance​

Telegram group: https://t.me/claimofficialcommunity

Contact:

Claim

Dmitry Malyanov

themediacontact@gmail.com

https://app.claim.xyz

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Marnie Thies of the Marnie Thies Violin Lessons Reflects on Violin Practice Tips That Are Important for Maximum Musical Success

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Michigan, US, 6th March 2025, ZEX PR WIRE, Marnie Thies of proviolin.com believes that practicing the violin or any musical instrument is an art in and of itself. As she continues to refine her teaching skills, Marnie Thies continues to deepen her understanding of various ways to practice.

The most important practice tip is finding a good time to practice and establishing a set practice time. Ideally, an adult student or child practices when they are the most mentally alert. Many teachers assert that establishing a regular time to practice helps ensure a sense of routine, thus making it easier to practice. Additionally, a well-known strategy for making practice easier is to leave the instrument out of the violin case. This serves as a practice reminder.

Another proven way of practicing the violin or any instrument is to play musical excerpts slowly. Practicing slowly is both effective and essential when learning new music, and it remains valuable throughout the process of refining pieces. Practicing in this way enables the player to pay closer attention to pitch, rhythm, dynamics, phrasing, and other musical details, while also helping the musician memorize pieces more effectively.

When a violinist is learning new repertoire, difficult musical segments will arise. While it is understandable that a musician may want to learn the piece right away, it is more beneficial to break things down sequentially. Dividing music into smaller sections makes it easier to master more challenging pieces. Another advantage of practicing passages in smaller sections is that it increases the chances of success, motivating musicians to practice more.

As Dr. Suzuki, the founder of the renowned Suzuki method, famously said, “Celebrate small steps.” Working on music in smaller segments is especially important because some students need to experience success shortly after starting to work on something. This approach to practicing is essential when parents are working with their young children, which is a cornerstone of the Suzuki method.

When learning a new piece, it is easy to overlook dynamics due to the focus on other elements of musical performance, such as pitch, rhythm, tone, and other musical details. Many teachers, including Marnie Thies, recommend color-coding music to highlight where soft and loud dynamics occur. To help begin the process of color-coding music, Marnie Thies states, “I have students write down which colors symbolize loud and soft dynamics. When a student does not know where to begin, I may suggest that the color red be for loud and blue is for soft dynamics. From there, a student’s creative juices may flow, which will help them color-code other musical signs such as crescendo (getting louder) or decrescendo (getting softer). Color-coding the music may help a student recognize the dynamic differences he or she should execute when playing the violin.” If a student needs help remembering certain musical nuances when playing, Marnie Thies advises older students to take notes by using post-it notes.

During high school, Marnie Thies studied violin under Mary West, the former emeritus professor of violin at the University of Minnesota. She emphasized listening to at least three different artists when learning new repertoire. Listening to different violinists is helpful because a performer can take what they like in terms of dynamics and phrasing from each performer and incorporate it into their own playing. With the innovation of YouTube, students can incorporate dynamics and phrasing as well as bowings and fingerings into various pieces. Bowings and fingerings can easily be seen on YouTube and can influence how a piece sounds. By watching a violinist perform “The Swan” by Camille Saint-Saëns, Marnie Thies learned to make a more effective crescendo by using two bows as opposed to using one. This made the piece more exciting because the crescendo was easily heard by Marnie Thies and the audience.

It is natural for violinists to want to play through pieces and “perform” them during practice. However, it is more effective to designate certain parts of various pieces as practice spots when musical nuances such as dynamics, phrasing, continuous vibrato, and other aspects of a polished performance are not up to par. When Marnie Thies instructs students during lessons at Marnie Thies Violin Lessons to mark specific sections of their repertoire as practice spots, they understand that these areas require focused, repetitive attention during practice. Focusing on specific sections of a piece helps achieve a higher-quality performance when playing it in full during auditions and recitals.

When learning a new piece, a student writes down various musical details to remember during lessons and in practice. As the weeks go by, it is easy for music to get cluttered with various reminders of how to play certain notes. Starting out with multiple photocopies of the music is helpful because old copies can be discarded when the musical details written in are no longer applicable.

It is important to have optimal mental alertness during practice sessions. Practicing in short bursts keeps the mind more fresh and alert. For some pupils, it may make sense to practice for 10 minutes at a time. For others, longer practice sessions might be more suitable. It is advisable for students to find the amount of time they can practice before they lose focus. Shorter practice sessions decrease the likelihood that faulty technique ensues and may increase the probability of learning new music correctly with regards to pitch, rhythm, dynamics, phrasing, and other musical aspects.

Many violinists take note of musical nuances to watch and listen for before they play musical excerpts. This makes a lot of sense. However, Marnie Thies found that it’s more effective for players to recall musical details just before they need them, rather than at the beginning of the excerpt.

It is crucial for students to listen to the pieces they are studying every day. Listening promotes internalization of the piece, which is a deep awareness of pitch, rhythm, dynamics, phrasing, and other musical nuances to the point that the student can accurately sing what is written on the sheet music. Once a student has internalized a piece, they can independently correct errors while playing various repertoire. This enables more lesson time to be dedicated to new material, making it easier for students to advance through the repertoire.

There are online and offline resources available that explain various ways of how to practice.
Many YouTube videos provide a wealth of information about practicing effectively. A few online videos that may benefit musicians trying to improve their practice technique are David Kim, who is currently Concertmaster of the Philadelphia Orchestra, and Nathan Cole, concertmaster of the Boston Symphony.

Another resource that may be helpful to teachers is Philip Johnston’s The Practice Revolution: Getting Great Results From the Six Days Between Lessons. In this book, Johnston discusses various practice strategies, highlighting those that are effective and those that are not. He helps teachers learn ways to approach practicing so that they can coach their students. His second book about practicing, Practiceopedia: The Big Book of Practice Help, was written for students and parents. This manual explores practice tips and tricks.

The Suzuki Method, developed by Dr. Shinichi Suzuki, emphasizes the involvement of a “practice parent.” For Suzuki parents, students, and teachers, this approach requires the parent to attend lessons, take notes, and practice alongside their child. Suzuki parents may find it helpful to read Edmund Sprunger’s book, Helping Parents Practice. Mr. Sprunger draws on years of teaching experience and his background in psychotherapy to explain different practice strategies parents can use when working with their children.

At the release of this publication, Marnie Thies is available for both online violin lessons and in-person lessons to children and adults in St. Paul, in the suburbs of Falcon Heights, and North Oaks. Marnie Thies looks forward to expanding her teaching locations to include the Anoka County area in cities such as Blaine and Coon Rapids. Marnie Thies has been teaching online since 2014 and more frequently since 2020 with Marnie Thies Violin Lessons. Her website showcases the progression of her student who began taking lessons online exclusively with Marnie Thies. Another video on her online lessons page highlights how her student learned vibrato solely through online lessons. To collaborate with Marnie Thies, please contact her through her website.

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Ammar Jali’s Expedition Through the Dades Gorges: Unraveling Morocco’s Hidden Wonders

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Michigan, US, 6th March 2025, ZEX PR WIRE, Ammar Jali, a renowned explorer and entrepreneur recently explored Dades Gorges, one of Morocco’s most stunning natural wonders. Jali’s exploration of the Dades Gorges showcased the raw beauty, rich history, and deep cultural heritage of this awe-inspiring region.

Marveling at Nature’s Grandeur

Nestled between the Atlas Mountains, the Dades Gorges are a series of dramatic canyons carved over millennia by the Dades River. Towering red and ochre cliffs, winding roads, and verdant valleys make the region a visual masterpiece and an adventurer’s paradise.

“As I trekked through the gorges, I was in absolute awe of the landscapes around me,” Jali shared. “The interplay of light and shadow over the rock formations, the deep canyon walls, and the contrast of lush green oases against the rugged terrain make this place feel otherworldly.”

Jali’s journey took him through some of the most iconic points of the gorges, including the famous “Monkey Fingers” rock formations and the serpentine roads leading up to breathtaking viewpoints that revealed panoramic views of the entire valley.

Discovering the Cultural and Historical Essence of the Gorges

Beyond its geological magnificence, the Dades Gorges hold deep cultural and historical significance. Jali took time to engage with the Berber communities who have called this region home for centuries, learning about their traditions, craftsmanship, and way of life.

“The people of the Dades region have an incredible connection to the land,” Jali noted. “Their hospitality, their stories, and their resilience in such a striking yet harsh environment are truly inspiring.”

One of the highlights of his visit was exploring the ancient kasbahs and fortified villages dotting the landscape. These historic structures, once integral to trade routes and community life, serve as reminders of Morocco’s rich past.

“The kasbahs tell stories of centuries of trade, battles, and survival in this rugged terrain,” Jali reflected. “They are architectural marvels that embody the spirit of the Berber people.”

Embracing the Adventure

Jali’s trip was not merely about sightseeing but about experiencing the adventure that the Dades Gorges offer. He embarked on hikes along the canyon ridges, explored hidden valleys, and even took part in a thrilling off-road journey through the rocky landscapes.

“This region is a dream for any adventure enthusiast,” Jali said. “Whether it’s trekking, climbing, or simply taking in the scenery on a road trip, there’s an endless sense of exploration here.”

He also spent time observing the unique flora and fauna of the region, from rare mountain birds to resilient desert plants that thrive in the arid conditions.

A Journey Through Time and Nature

One of the most striking elements of Jali’s visit was the sense of timelessness that the Dades Gorges exude. From ancient geological formations to the unchanged traditions of local communities, the region embodies a harmony between history and nature.

“This place is a testament to the power of nature and the endurance of human civilization,” Jali remarked. “It’s a destination that not only captivates the eyes but also the soul.”

His exploration of the Dades Gorges underscored the importance of preserving such natural and cultural treasures. He expressed admiration for the conservation efforts made by local groups to protect the environment and sustain their heritage.

Encouraging Others to Discover Dades Gorges

For those looking to experience the Dades Gorges, Jali offers simple advice: “Come with an open heart and a spirit of adventure. There’s something magical about immersing yourself in a landscape so grand and yet so intimately connected to its people.”

Ammar Jali’s journey through the Dades Gorges serves as a testament to the wonder of exploration, the richness of Morocco’s landscapes, and the enduring connection between nature and culture. His adventure invites others to step off the beaten path and witness the breathtaking beauty and timeless traditions that make this region an unmissable destination.

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Augustus Kirby, An NYC Marketing Consultant, Explains Why Email Marketing Isn’t Dead, Just Getting Smarter

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Michigan, US, 6th March 2025, ZEX PR WIRE, Email marketing is poised for a transformative shift in 2025. According to Augustus Kirby, a leading marketing strategist based in NYC, businesses that fail to adapt will fall behind. With over a decade of expertise in brand positioning, data-driven strategies, and AI-powered marketing, Kirby shares the latest trends and best practices that will define email marketing in the coming year.

“Email remains one of the highest ROI channels for businesses, but 2025 will demand a shift toward hyper-personalization, AI-driven automation, and interactive content,” says Augustus Kirby. “Companies that embrace these innovations will see higher engagement rates, increased conversions, and deeper customer relationships.”

AI-Powered Personalization: The Key to Engagement

Kirby notes that, in NYC and many other places globally, brands are increasingly turning to artificial intelligence to optimize their email marketing strategies. He notes that AI-driven personalization will be a game-changer in 2025. “AI is no longer an emerging trend – it’s the backbone of successful email campaigns,” Kirby explains. “By analyzing user behavior, AI can craft tailored messages in real-time, ensuring that subscribers receive content that resonates with their preferences and actions.”

Kirby highlights how businesses can leverage machine learning to automate subject lines, email timing, and even product recommendations. “Gone are the days of generic email blasts. In 2025, every email should feel like it was written specifically for the recipient,” he adds.

Interactive Emails: Engaging Customers Like Never Before

Another key trend marketing professionals should embrace is interactive emails. “Static emails are becoming obsolete,” Kirby states. “Consumers expect dynamic content that encourages engagement. Features like embedded videos, clickable surveys, and gamified elements will become standard.”

Kirby points to major brands already experimenting with interactive emails to boost conversions. “Interactive emails don’t just capture attention – they drive action. Whether it’s an instant poll, a live countdown timer, or a shoppable email, these elements can significantly increase click-through rates.”

The Evolution of Email Automation

According to Kirby, automation will reach new heights in 2025, with companies focusing on behavior-driven automation. Kirby notes that traditional drip campaigns will evolve into sophisticated, AI-powered workflows that respond to real-time user interactions.

“Email automation is no longer just about setting up sequences,” Kirby explains. “It’s about creating adaptive journeys that react to user behavior instantly. If a customer abandons their cart, the follow-up email should not just remind them – it should offer a personalized incentive based on their purchase history.”

Privacy and Data Protection: A New Priority

With evolving data regulations and heightened consumer awareness about privacy, Augustus Kirby stresses the importance of ethical data usage. “Trust is the new currency in marketing,” he says. “Subscribers are more conscious than ever about how their data is being used. Marketers need to prioritize transparency, secure data handling, and clear opt-in policies.”

Kirby advises businesses to leverage first-party data and build customer trust through responsible data practices. “Companies that prioritize privacy while still delivering personalized content will have a competitive edge,” he adds.

Mobile Optimization: A Non-Negotiable Strategy

As mobile usage continues to dominate, Augustus Kirby NYC brands must ensure their emails are fully optimized for mobile devices. “More than 60% of emails are opened on mobile devices,” Kirby points out. “If your email isn’t mobile-friendly, you’re losing potential conversions.”

Kirby suggests implementing responsive design, concise copy, and mobile-first CTAs to enhance the user experience. “The goal is to make emails as easy to navigate as possible. Simplicity and speed are key,” he advises.

The Future of Email Marketing: What’s Next?

Looking ahead, Augustus Kirby sees email marketing becoming even more integrated with other digital channels. “We’re moving toward a future where email is seamlessly connected with SMS, social media, and even voice assistants,” he predicts. “The brands that succeed in 2025 will be those that create a unified, omnichannel experience.”

Kirby encourages marketers to embrace emerging technologies and stay ahead of industry trends. “The digital landscape is evolving fast,” he says. “The only way to stay relevant is to innovate constantly. Email marketing is not dead – it’s just getting smarter.”

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