Press Release
Celtic Finance Institute Embraces AI Revolution with Bold New Strategy
Celtic Finance Institute LTD, a trailblazing financial consulting and training organization founded in 2016 by visionary leader Johnathan R. Carter, is poised to redefine the financial services landscape by announcing an ambitious new strategy: a full-scale embrace of artificial intelligence (AI) tools and technologies. Headquartered in the United States, the institute has long been recognized for its innovative and practical approach to empowering individuals, businesses, and professionals with the knowledge and resources needed to navigate complex financial markets. Now, with this groundbreaking pivot toward AI, Celtic Finance Institute is positioning itself at the forefront of the global AI race, aiming to revolutionize wealth management, investment decision-making, and financial education.
Since its inception nearly a decade ago, Celtic Finance Institute has built a reputation for delivering personalized financial solutions that bridge the gap between traditional financial practices and modern market demands. With a mission to help clients achieve financial freedom, the institute has empowered thousands through its cutting-edge training programs and bespoke consulting services. However, as the world enters an era defined by rapid technological advancement, Johnathan R. Carter and his team have recognized that the future of finance lies in harnessing the transformative power of AI.
“We are at a pivotal moment in history where artificial intelligence is no longer a futuristic concept—it’s a present-day necessity,” said Carter, Founder and CEO of Celtic Finance Institute. “The financial industry is evolving at an unprecedented pace, and those who fail to adapt risk being left behind. At Celtic Finance Institute, we’re not just keeping up with the times; we’re leading the charge by fully integrating AI into every facet of our operations. Our goal is to create smarter, faster, and more accessible financial tools that empower our clients like never before.”
A Bold Leap into the AI Race
The decision to aggressively develop and deploy AI tools marks a significant evolution for Celtic Finance Institute. This strategic shift is not merely a response to industry trends but a proactive effort to shape the future of finance. By leveraging AI, the institute aims to enhance its service offerings, streamline processes, and deliver unparalleled value to its diverse clientele, which ranges from individual investors to multinational corporations.
At the heart of this initiative is the development of a suite of AI-driven tools designed to tackle some of the most pressing challenges in modern finance. These tools will include advanced predictive analytics for investment decision-making, automated portfolio management systems, real-time market trend analysis, and personalized financial planning algorithms. By harnessing the power of machine learning and natural language processing, Celtic Finance Institute intends to provide clients with insights that are not only data-driven but also intuitive and actionable.
“AI has the potential to democratize finance in ways we’ve never seen before,” Carter explained. “Imagine a world where every individual, regardless of their financial background, has access to sophisticated tools that were once reserved for Wall Street elites. That’s the future we’re building at Celtic Finance Institute—a future where technology levels the playing field and empowers everyone to take control of their financial destiny.”
Transforming Wealth Management with AI
One of the key areas where Celtic Finance Institute plans to deploy AI is in wealth management. Traditional wealth management has often been a labor-intensive process, requiring extensive human analysis and decision-making. While this approach has its merits, it can be slow, costly, and prone to human error. By contrast, AI-powered systems can process vast amounts of data in seconds, identifying patterns and opportunities that might elude even the most seasoned financial advisors.
The institute’s new AI tools will enable clients to optimize their investment portfolios with unprecedented precision. For example, machine learning algorithms will analyze historical market data, current economic indicators, and individual risk profiles to recommend tailored investment strategies. These systems will also adapt in real time, adjusting recommendations as market conditions shift or as clients’ financial goals evolve.
Moreover, Celtic Finance Institute is developing AI-driven chatbots and virtual assistants to provide round-the-clock support to clients. These intelligent systems will be capable of answering complex financial questions, offering real-time advice, and even guiding users through the institute’s training programs. By integrating these tools into its existing platform, accessible via its website (https://www.cfiled.com), the institute aims to create a seamless, user-friendly experience that blends human expertise with cutting-edge technology.
Revolutionizing Financial Education
In addition to enhancing its consulting services, Celtic Finance Institute is committed to revolutionizing financial education through AI. The institute has long been a leader in providing practical training to professionals and individuals seeking to sharpen their financial acumen. Now, with AI as a cornerstone of its educational offerings, the organization is set to take its programs to new heights.
One of the most exciting developments is the creation of an AI-powered learning platform that personalizes the educational experience for each user. By analyzing a learner’s strengths, weaknesses, and goals, the platform will curate customized lesson plans, recommend relevant resources, and even simulate real-world financial scenarios to test their skills. This adaptive approach ensures that every student—whether a novice investor or a seasoned professional—receives training that is tailored to their unique needs.
“Education is the foundation of financial empowerment,” Carter noted. “With AI, we can make learning more engaging, efficient, and effective. Our goal is to equip our clients with the knowledge and confidence they need to succeed in an increasingly complex financial world.”
A Collaborative Approach to Innovation
To bring its AI vision to life, Celtic Finance Institute is investing heavily in research and development, forging partnerships with leading tech companies, and recruiting top talent in the fields of artificial intelligence and data science. The institute is also collaborating with academic institutions and industry experts to ensure that its AI tools are grounded in the latest advancements and best practices.
“We’re not doing this alone,” Carter emphasized. “Building the future of finance requires collaboration across disciplines and industries. By working with the brightest minds in AI and finance, we’re creating a synergy that will drive innovation and deliver results.”
This collaborative spirit extends to the institute’s clients as well. Celtic Finance Institute is actively seeking feedback from its user base to refine its AI tools and ensure they meet real-world needs. Clients are encouraged to reach out via email (service@cfiled.com) with suggestions, questions, or inquiries about how AI can enhance their financial strategies.
Leading the Charge in a Competitive Landscape
The financial services industry is no stranger to disruption, and AI is already making waves among competitors. However, Celtic Finance Institute’s comprehensive approach sets it apart. While many firms are experimenting with AI in isolated areas, the institute is embedding it across its entire ecosystem—from consulting and wealth management to education and customer support. This holistic strategy reflects a deep commitment to not just adopting AI, but mastering it.
“We’re not here to follow trends—we’re here to set them,” Carter declared. “The AI race is heating up, and Celtic Finance Institute is ready to lead the pack. Our clients deserve the best, and we’re going to deliver it.”
A Vision for the Future
As Celtic Finance Institute embarks on this transformative journey, its leadership remains focused on the bigger picture: using AI to create a more inclusive, efficient, and innovative financial ecosystem. The institute’s bold move into the AI race is not just about staying competitive—it’s about reimagining what’s possible in finance.
For Johnathan R. Carter, this is the culmination of a vision that began when he founded the institute in 2016. “When I started Celtic Finance Institute, I wanted to build something that would make a lasting impact,” he reflected. “Now, with AI as our engine, we’re taking that mission to the next level. This is just the beginning.”
With its new AI-driven strategy, Celtic Finance Institute is poised to redefine the standards of financial consulting and training. As the institute rolls out its innovative tools and expands its offerings, clients can expect a level of service that is smarter, faster, and more personalized than ever before. For those eager to learn more or get involved, the institute’s website (https://www.cfiled.com) serves as a gateway to this exciting new chapter.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
With the April 3, 2025 delisting of 1847 Holdings LLC (EFSH), following the prior bankruptcy and delisting of its spinoff Polished.com, it is time to stop framing these as ordinary business failures. This is not a story of mismanagement, market volatility, or unfortunate investing. This is the unraveling of a nearly $700 million, decade-long Ponzi scheme—engineered under the veil of a publicly traded company, orchestrated by insiders who understood the system and abused it deliberately.
Many regulators instinctively reject the notion that a company listed on a national exchange and regulated by the SEC could be a Ponzi scheme. But regulation does not equal legitimacy. In the case of 1847 Holdings, the behavior follows classic Ponzi mechanics. The company would routinely raise capital through dilutive public offerings—often through secondary or follow-on offerings—and within approximately 30 to 45 days, issue dividends to shareholders. These dividends were not funded by profits or free cash flow. They were funded by the very capital just raised from new investors, redistributed to prior shareholders under the false pretense of operational success. This cycle occurred multiple times in the company’s early history, carefully timed to maintain a façade of credibility while draining public capital.
While Polished.com did not issue dividends, it raised more than $500 million in just three years before collapsing. There is compelling reason to believe that capital raised by Polished was also used—directly or indirectly—to prop up 1847 Holdings, bridging financial gaps and sustaining dividends that the company could not support on its own. These entities were controlled by the same external management firm, 1847 Partners, which operated both companies as vehicles of capital extraction rather than growth.
The illusion was further supported by a series of manufactured narratives—glowing press releases announcing acquisitions, synergies, or expansions that were either entirely fabricated or grossly misrepresented. Financial filings were padded with inconsistencies, questionable adjustments, and, tellingly, blanket disclaimers citing “material weaknesses in internal controls.” These disclosures functioned not as a sign of transparency, but as legal insulation from the inevitable consequences of deception. Meanwhile, insiders enriched themselves through management fees, consulting agreements, preferred share arrangements, and undisclosed perks, all while shareholder value was systematically destroyed.
One of the most abusive mechanisms employed was the repeated use of reverse stock splits—eight in total. After each split reset the share count and artificially elevated the stock price, new rounds of toxic dilution would begin. It was a cycle of destruction: reverse, dilute, raise, repeat. Shareholders were diluted into oblivion while insiders benefited from preferred structures and private placements. They squeezed every last penny from the public float, like wringing a lemon dry—then wringing it again and again until nothing was left.
At the center of this scheme was 1847 Partners, controlled by Ellery Roberts and Louis A. Bevilacqua. Bevilacqua is not a passive legal advisor billing for filings. He is the architect of this fraud. As a licensed attorney, he used his expertise not to ensure compliance, but to build the legal and corporate infrastructure of a publicly traded Ponzi scheme. He structured the acquisitions, drafted the offerings, and embedded just enough plausible deniability into public filings to shield himself and his partners from immediate scrutiny. His role wasn’t supportive—it was foundational.
What makes this more egregious is that many of the companies acquired under 1847 Holdings were decades-old, cash-flow-positive businesses—some operating for nearly a century. These were not distressed assets; they were viable enterprises that should have thrived with hundreds of millions in capital behind them. Instead, they were looted, saddled with debt, mismanaged by design, and pushed into bankruptcy. In 2024 alone, nine bankruptcies occurred across the 1847 and Polished portfolios. The only reason the scheme collapsed was because NYSE rules prohibited further reverse splits, cutting off the final escape route.
For over a year, I have been stating clearly and publicly that this was a Ponzi scheme. The difficulty is that Ponzi schemes are often invisible to regulators until they become criminal cases. But if a company raises money under false pretenses, uses that money to pay earlier investors, fabricates press and financials, enriches insiders while leaving a trail of bankruptcies—it doesn’t matter whether the scheme was private or public. You don’t need the word “Ponzi” in the statutes to see what’s happening. This wasn’t an investment opportunity gone bad—it was a fraud with a ticker symbol.
And this isn’t just about 1847 Holdings or Polished. This conduct has harmed the broader microcap space. Bankers, lawyers, and issuers across the industry should take Louis Bevilacqua’s actions personally. He is a large part of the reason why public markets have become harder to access for legitimate small businesses. Rules are tighter, scrutiny is higher, and investor trust is weaker—because of individuals like him. He didn’t just steal from shareholders; he set back an entire ecosystem.
This is not a trivial matter. This is not a learning opportunity. This is one of the most brazen, sustained acts of public market fraud in recent memory. Nearly three-quarters of a billion dollars raised, countless companies destroyed, and shareholders devastated—while insiders walked away enriched. The SEC, DOJ, and FINRA must act. Louis Bevilacqua and Ellery Roberts must be investigated, and if appropriate, prosecuted. The record is clear. The intent was deliberate. The consequences are real. Now, accountability must follow.
Media Contact:
Matthew Miller
Strategic Risk LLC
Bronx
NY
United States
914-306-4771
matt@strategicriskllc.com
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Dr. Akira Olsen Releases New Book Focused on Personal Growth and Mental Wellness for Gen Z and Millennials
Dr. Akira Olsen’s new book, The Journey to Self, offers practical steps for mental wellness, personal growth, and self-care for Gen Z and Millennials.
San Francisco, California, United States, 5th Apr 2025 – Dr. Akira Olsen, a licensed therapist and speaker, has authored a new book called The Journey to Self: A Practical Guide to Building a Positive Relationship with Yourself. The book aims to assist Gen Z and Millennials with managing stress, mental health, personal development, and self-care.
In her masterpiece, Dr. Olsen draws on the in-depth knowledge gained through the years of her therapy practice, where she combines these and other disciplines to help individuals with self-doubt and facilitate wellness. The Journey to Self uses self-help principles that focus on five areas: Body, Mind, Heart, Relationships, and Finance. All these aspects are interdependent and serve as a base for positive personal self-development. The magnitude of change required from a person is encapsulated within research-based tools and exercises provided within the book, which focus on altering achievable goals for big-picture, long-term change.
An important concept in this book is Dr. Olsen’s idea that self-development begins with one’s acceptance of self on a personal level. She emphasizes self-kindness, which is paramount to positive self-esteem and the development of interpersonal relations and emotional health. Dr. Olsen encourages self-guided personal development, defining failure as a required step to learning.
During a recent interview, Dr. Olsen noted that the self-help book approach in ‘The Journey to Self focuses on the previously emphasized concept of the vida landscape, which facilitates improving physical health to cascade positive results in emotional and relational health. It offers various resources to assist the reader in making the necessary connections so that their self-improvement goals can be achieved practically.
The text presents a proactive view of health by incorporating mindful practices that extend beyond physical health to include emotional and financial aspects, which is an effective way to cope with life’s difficulties. Dr. Olsen encourages embarking on a wellness journey with an open heart, which requires a gentle approach towards oneself. Her philosophy suggests taking small, consistent steps toward progressive change instead of large, sweeping efforts.
She further elaborates on the unique strains that younger generations have to deal with, particularly students, employees, and social media influencers. According to Dr. Olsen, personal well-being is often neglected, but prioritizing it for even small, deliberate changes makes navigating these pressures easier. Positive self-relationships not only facilitate the effective management of daily challenges but also foster deeper emotional resilience and greater self-esteem, Dr. Olsen argues.
The Journey to Self is a fantastic resource for anyone looking to improve their mental and emotional health through achievable steps.
For more information on The Journey to Self or Dr. Akira Olsen, visit her website at drakira.com.
About Dr. Akira Olsen
Dr. Akira Olsen Psychologist Inc. is a professional psychological practice dedicated to supporting individuals in their mental and emotional well-being. Led by Dr. Akira Olsen, the practice focuses on offering personalized therapy and guidance to help people build resilience and self-acceptance.
Media Contact
Organization: Dr. Akira Olsen Psychologist Inc .
Contact Person: Dr. Akira Olsen
Website: https://drakira.com/
Email: Send Email
City: San Francisco
State: California
Country:United States
Release id:26085
View source version on King Newswire:
Dr. Akira Olsen Releases New Book Focused on Personal Growth and Mental Wellness for Gen Z and Millennials
It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
Press Release
Dr. Akira Olsen Releases New Book Focused on Personal Growth and Mental Wellness for Gen Z and Millennials
Dr. Akira Olsen’s new book, The Journey to Self, offers practical steps for mental wellness, personal growth, and self-care for Gen Z and Millennials.
San Francisco, California, United States, 5th Apr 2025 – Dr. Akira Olsen, a licensed therapist and speaker, has authored a new book called The Journey to Self: A Practical Guide to Building a Positive Relationship with Yourself. The book aims to assist Gen Z and Millennials with managing stress, mental health, personal development, and self-care.
In her masterpiece, Dr. Olsen draws on the in-depth knowledge gained through the years of her therapy practice, where she combines these and other disciplines to help individuals with self-doubt and facilitate wellness. The Journey to Self uses self-help principles that focus on five areas: Body, Mind, Heart, Relationships, and Finance. All these aspects are interdependent and serve as a base for positive personal self-development. The magnitude of change required from a person is encapsulated within research-based tools and exercises provided within the book, which focus on altering achievable goals for big-picture, long-term change.
An important concept in this book is Dr. Olsen’s idea that self-development begins with one’s acceptance of self on a personal level. She emphasizes self-kindness, which is paramount to positive self-esteem and the development of interpersonal relations and emotional health. Dr. Olsen encourages self-guided personal development, defining failure as a required step to learning.
During a recent interview, Dr. Olsen noted that the self-help book approach in ‘The Journey to Self focuses on the previously emphasized concept of the vida landscape, which facilitates improving physical health to cascade positive results in emotional and relational health. It offers various resources to assist the reader in making the necessary connections so that their self-improvement goals can be achieved practically.
The text presents a proactive view of health by incorporating mindful practices that extend beyond physical health to include emotional and financial aspects, which is an effective way to cope with life’s difficulties. Dr. Olsen encourages embarking on a wellness journey with an open heart, which requires a gentle approach towards oneself. Her philosophy suggests taking small, consistent steps toward progressive change instead of large, sweeping efforts.
She further elaborates on the unique strains that younger generations have to deal with, particularly students, employees, and social media influencers. According to Dr. Olsen, personal well-being is often neglected, but prioritizing it for even small, deliberate changes makes navigating these pressures easier. Positive self-relationships not only facilitate the effective management of daily challenges but also foster deeper emotional resilience and greater self-esteem, Dr. Olsen argues.
The Journey to Self is a fantastic resource for anyone looking to improve their mental and emotional health through achievable steps.
For more information on The Journey to Self or Dr. Akira Olsen, visit her website at drakira.com.
About Dr. Akira Olsen
Dr. Akira Olsen Psychologist Inc. is a professional psychological practice dedicated to supporting individuals in their mental and emotional well-being. Led by Dr. Akira Olsen, the practice focuses on offering personalized therapy and guidance to help people build resilience and self-acceptance.
Media Contact
Organization: Dr. Akira Olsen Psychologist Inc .
Contact Person: Dr. Akira Olsen
Website: https://drakira.com/
Email: Send Email
City: San Francisco
State: California
Country:United States
Release id:26085
View source version on King Newswire:
Dr. Akira Olsen Releases New Book Focused on Personal Growth and Mental Wellness for Gen Z and Millennials
It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.
About Author
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.
1847 Holdings Delisted: Not a Failed Business—A Publicly Traded Ponzi Scheme
Dr. Akira Olsen Releases New Book Focused on Personal Growth and Mental Wellness for Gen Z and Millennials
Dr. Akira Olsen Releases New Book Focused on Personal Growth and Mental Wellness for Gen Z and Millennials
Bay Smokes Maintains Quality Amid Legislative Changes in the Hemp Industry
Benzinga Money Article Discusses How to Become Part of the 12% of Retirees Who Have Achieved the Recommended $550,000 Minimum Retirement Savings Threshold
Apu Apustaja Conquers New York with Lively Street Ads, Including Times Square Billboard
-
Press Release1 week ago
Digi-Peak: Empowering Users to Create a Safer Digital Cryptocurrency Environment
-
Press Release1 week ago
Chummy Tees Review Rising Trends in the Funny T-Shirt Industry
-
Press Release1 week ago
Motivational Speaker Creven Powell Calls for Action: Wage War Against Life’s Greatest Obstacles
-
Press Release1 week ago
CIFM / interzum guangzhou 2025: A Showcase of Asian Ingenuity and Innovation
-
Press Release6 days ago
DPC Dash – Domino’s Pizza China 2024 Full-Year Performance Soars: Strategic Deepening and Efficiency Improvement Forge Profit Milestone
-
Press Release6 days ago
Vtrading Releases Trading Ecosystem Whitepaper: Redefining the Cognitive Revolution of Wealth in the Digital Era
-
Press Release1 week ago
Slothspepe Launches: Meme Crypto Project Bridging Fun and Sustainability
-
Press Release5 days ago
Top 5 Benefits of Using ESD Fabric in Electronics Manufacturing