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Josiah Grauso Raises Awareness About the Need for Better Money Education in America

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14 hours ago

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Financial Advisor Advocates for Financial Literacy to Empower Families

Pennsylvania, US, 3rd March 2025, ZEX PR WIRE, In a world where financial stability is increasingly uncertain, Josiah Grauso, Vice President at ASC Financial Group, is calling for greater focus on financial literacy. He believes that education is the key to financial security and is urging individuals and families to take proactive steps to understand their money better.

“Too many people make major financial decisions without fully understanding the consequences,” says Grauso. “A lack of financial education leads to debt, poor savings habits, and an uncertain future. It’s time to change that.”

The Growing Financial Literacy Crisis

The statistics paint a concerning picture:

  • Only 57% of U.S. adults are considered financially literate, meaning they can answer basic questions about interest rates, inflation, and risk diversification (National Financial Educators Council, 2023).

  • Four in 10 Americans don’t have enough savings to cover a $400 emergency (Federal Reserve, 2023).

  • Nearly 80% of Americans are living paycheck to paycheck (CNBC, 2023).

Grauso stresses that the lack of financial education isn’t just an individual problem—it’s a societal issue. Poor financial decisions can lead to stress, strained relationships, and even long-term economic instability.

“When people don’t understand money, they fall into unnecessary debt, struggle to save, and often end up financially dependent on others,” he explains. “Financial literacy should be as fundamental as reading and writing.”

The Importance of Early Education

Grauso believes that financial education should start early—ideally in schools. Currently, only 23 states require a personal finance course for high school students (Council for Economic Education, 2023). This leaves millions of young adults entering the workforce without basic knowledge of budgeting, credit, or investing.

“We teach kids algebra, but we don’t teach them how to manage a credit card,” Grauso says. “Then we wonder why so many young people graduate with student debt they can’t afford.”

He advocates for more financial education programs in schools and encourages parents to teach their children about money at home. Simple conversations about saving, budgeting, and responsible spending can make a huge difference in a child’s future financial habits.

What Adults Can Do to Improve Financial Literacy

While early education is important, Grauso emphasizes that it’s never too late to improve financial literacy. He encourages individuals to:

  • Create a budget and track spending to gain a clear picture of where their money is going.

  • Understand credit and debt to avoid unnecessary interest payments and financial pitfalls.

  • Start investing early to build long-term financial security.

  • Learn about retirement planning to ensure financial independence in later years.

“A solid financial plan isn’t just for the wealthy—it’s for everyone. The more you know, the better decisions you can make for your future.”

Spreading Awareness Through Community Education

To help bridge the knowledge gap, Grauso regularly hosts financial literacy workshops and works with community organizations to provide free financial education resources. His sessions cover everything from basic budgeting to advanced investment strategies, empowering attendees to take control of their financial futures.

“I don’t just want to give people advice—I want to teach them how to make smart financial decisions on their own,” he says. “Knowledge is the greatest tool for building financial security.”

Grauso urges individuals, families, and educators to take financial literacy seriously. He encourages people to seek out educational resources, attend workshops, and start conversations about money before financial struggles arise.

“Financial literacy is the foundation for a stable and secure future,” he says. “The more we educate ourselves, the stronger our financial futures will be.”

For those looking to improve their financial knowledge, Grauso recommends starting with small, actionable steps—because a well-informed decision today leads to a better tomorrow.

Disclaimer: Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ASC Financial Group are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

This content is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone Capital Management.

ASC Financial Group is not endorsed by or affiliated with the Social Security Administration or any government agency.

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OpenCall Capital Strengthens Market Credibility with AI-Powered Investment Strategies

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2 hours ago

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March 3, 2025

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OpenCall Capital (OCC) continues to strengthen its investment credibility by scaling its AI-driven portfolio, securing treasury reserves, and advancing its NASDAQ ranking with a goal to enter the Top 100 investors. By leveraging cutting-edge AI and strategic asset allocation, OCC ensures long-term security, liquidity, and profitability for investors. With a strong focus on crypto, equities, and real-world assets, the company is poised for sustained growth.

Geneva, Switzerland, 3rd Mar 2025 – OpenCall Capital (OCC), a leading decentralized investment platform, is making strides in portfolio growth, asset diversification, and AI-driven trading strategies, positioning itself as a strong force in the financial sector. The company continues to scale its treasury reserves, ensuring long-term security for investors while expanding its holdings across multiple asset classes.

Currently ranked 25,000 out of 500,000+ institutional investors on NASDAQ, OpenCall Capital has set an ambitious goal: to enter the Top 100 investors globally. By leveraging cutting-edge AI algorithms, OCC efficiently manages its crypto, stock, and real-world asset portfolios, reducing risks while maximizing profitability.

Commitment to Investor Confidence & Financial Security

The foundation of OpenCall Capital’s strategy lies in securing investor confidence through smart treasury management. The company is actively growing its cash reserves, ensuring liquidity and stability in all market conditions. This allows OCC to continue acquiring high-value assets while maintaining a robust risk management framework.

“Our mission is to offer investors a platform that combines AI precision with diversified asset allocation,” said OCC Team. “We are not just building a portfolio; we are crafting a long-term investment ecosystem that stands resilient against market fluctuations.”

AI-Powered Market Intelligence & Strategic Growth

OpenCall Capital utilizes proprietary AI algorithms to monitor and optimize investments in:

Equities & Tokenized Stocks – Strategic entry into growth-driven industries.
Crypto & Forex – AI-backed trading with real-time sentiment analysis.
Real Assets – Expanding holdings in gold, oil, and real estate.
Early-Stage Investments – Identifying high-potential blockchain startups.

The company’s AI models continuously scan the market, identifying opportunities and optimizing portfolio rebalancing to ensure consistent returns and minimized risks.

Future Growth Plans & Expansion

OpenCall Capital is actively working towards:

  • Scaling its NASDAQ investment ranking to the Top 100 through high-value acquisitions.
  • Expanding institutional partnerships to enhance investment credibility.
  • Launching enhanced investor analytics tools for better portfolio insights.
  • Strengthening fiat-crypto integrations, making it easier for retail and institutional investors to participate.

As OpenCall Capital continues its path toward investment excellence, it invites high-net-worth individuals, institutions, and retail investors to join its AI-driven, transparent, and high-yield investment platform.

Media Contact

Organization: Open Call Capital

Contact Person: Ken Lynch

Website: https://www.opencallcapital.com

Email: Send Email

Contact Number: +19045122807

Address: Rue du Général-Dufour 15, CH

City: Geneva

Country: Switzerland

Release Id: 03032524666

The post OpenCall Capital Strengthens Market Credibility with AI-Powered Investment Strategies appeared on King Newswire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.

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Alpha Fund and Brilliance Team Lead the Way in Industrial Innovation and Upgrades

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4 hours ago

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March 3, 2025

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United States, 3rd Mar 2025 – Since its founding in 2020, Alpha Fund, headquartered in the United States, has been building a strategic portfolio in high-growth global industries. The firm focuses on cutting-edge sectors such as technological innovation, sustainable development, smart system development, and clean energy. By seamlessly integrating global resources with technological advancements, Alpha Fund continues to drive industrial progress and plays a key role in accelerating industry transformation.

As the core think tank of Alpha Fund, the Brilliance Team has successfully established a highly sophisticated ecosystem in the field of smart technology applications. Leveraging deep industry insights and multidisciplinary research capabilities, it has nurtured groundbreaking innovation projects with significant technological value, securing a strong position in AI-driven smart investments. Additionally, the Brilliance Team actively promotes strategic public-interest projects in areas such as education, healthcare, and community service, contributing to social value creation. By embracing ESG-driven sustainable development, the team is setting a new paradigm for corporate social responsibility.

In celebration of its 5th anniversary, Alpha Fund is set to host a strategic conference and industry summit. The event will bring together global institutions such as Google, Microsoft, and Stanford University, along with leading media outlets like Bloomberg and Reuters. Industry partners, academic leaders, and policymakers will join to discuss global industry trends and opportunities for technological innovation. This event aims to foster deeper multidisciplinary collaboration, accelerate Alpha Fund’s next-generation strategic advancements, and drive continuous innovation and growth.

Going forward, Alpha Fund will strengthen its international and specialized operational framework, focusing on innovation-driven growth strategies, resource optimization, and enhanced investment research capabilities. The company aims to create an internationally influential, open AI technology innovation ecosystem.

Guided by its core philosophy that “Technology Creates Value,” Alpha Fund continuously pioneers high-value solutions that redefine traditional industrial development models through cutting-edge technology and strategic collaboration. Committed to an open and inclusive approach, the firm will continue to work with global partners to explore sustainable growth paths, contributing to the transformation and advancement of the global economy.

Media Contact

Organization: Alpha Fund

Contact Person: Mr. Richard Bennett

Website: https://www.alphafound.cc/

Email: Send Email

Country: United States

Release Id: 03032524631

The post Alpha Fund and Brilliance Team Lead the Way in Industrial Innovation and Upgrades appeared on King Newswire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.

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Press Release

Tony Deoleo the philanthropist entrepreneur makes a Deeper Influence on Society with His Commendable Effort

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4 hours ago

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March 3, 2025

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Tony Deoleo is a multifaceted force to be reckoned with. As a bestselling author, successful entrepreneur, philanthropist, fitness expert, music producer, and more, Tony has made a lasting impact in multiple fields.

Los Angeles, CA, United States, 3rd Mar 2025 – Get ready to be inspired by the unstoppable force that is Tony Deoleo! As a bestselling author, successful entrepreneur, philanthropist, fitness expert, music producer, and more, Tony is revolutionizing multiple industries and making a lasting impact.

Tony Deoleo is a multifaceted entrepreneur with a passion for empowering others. With a successful career spanning multiple industries, Tony has established himself as a leading expert in fitness, music, and philanthropy.

TONY’S ACHIEVEMENTS:

Books and Publications

– “The 4 Foundations of Fitness”
– “Closing 100% of Your Fitness Consultations”
– “Seven Day Payday”
– “The Engulfing Candle Strategy”
– “The Art of Dealing” by Lorie Deoleo

Business Empire

– Media: Deoleo Digital Publishing LLC, Deoleo Record Label
– Finance: Deoleo Capital Group, Deoleo Trading Company
– Real Estate: Deoleo Realty Investment Group, Dream California Getaway Vacation Rentals
– Marketing: Deoleo Digital Marketing
– Aviation: Deoleo Aviation Group
– Films & Production: Deoleo Production Company
– Public Relations: Deoleo Public Relations Firm
– Music: Deoleo Record Label
– Entertainment: Deoleo Entertainment Group
– Government Contractor: Deoleo Supplies and Demand
– Vacation Rentals: Dream California Vacation Rentals

*Upcoming Book Titles*

– Crypto Smart
– Energy Broker
– NFT Savvy
– Hunting Greatness
– Security Guard
– Sky Diver
– Surviving a Stupid Husband by Lorie Deoleo
– Accounting Behind the Scenes by Lorie Deoleo

PHILANTHROPY IN ACTION:

“I believe that everyone deserves the opportunity to succeed, and my mission is to create programs and solutions that help people win in life,” says Tony Deoleo. “My mission also includes empowering underprivileged youth through wellness, nutrition, and active lifestyles, and I’m dedicated to making a lasting impact in the world.”

LORIE DEOLEO’S THOUGHTS:

“Working with Tony has been an incredible journey. We’re passionate about creating content that inspires and empowers others.”

Follow the  fighting entrepreneur to learn more about his excellent works and gain knowledge about the flourishing industries, here Deoleodigitalpublishing.com

 

Media Contact

Organization: Deoleo Public Relations Firm

Contact Person: Tony Deoleo

Website: https://deoleopublicrelationsfirm.godaddysites.com/?sfnsn=mo

Email: Send Email

Contact Number: +18184581974

Address: 700 W 9th St

City: Los Angeles

State: CA

Country: United States

Release Id: 03032524617

The post Tony Deoleo the philanthropist entrepreneur makes a Deeper Influence on Society with His Commendable Effort appeared on King Newswire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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