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The Extinction of Small Used Car Dealerships: A Closer Look at Corporate Exploitation

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In recent years, the used car dealership industry has seen a troubling trend: the decline of small, independent “mom-and-pop” dealerships, particularly in inner-city neighborhoods. Historically vital for providing affordable vehicles to underserved communities, these local businesses are increasingly being squeezed out by corporate giants employing unscrupulous tactics. A notable case involving NextGear Capital, Inc., one of the largest lenders to used car dealerships, exemplifies the damaging practices contributing to this trend. This article examines the systemic exploitation faced by small dealerships, particularly through corporate neglect and dishonest management.

Sun Set Auto Corporation, a Detroit-based used car dealership owned by an African American entrepreneur, has become one of the latest victims of this corporate exploitation. Legal counsel Brandon Kizy of B. Kizy Law has filed a formal complaint against NextGear Capital, detailing allegations of fraudulent activities and professional misconduct that have inflicted significant financial and reputational damage on the dealership.

According to Sun Set’s legal team, financial abuse began with unauthorized withdrawals from the dealership’s account, allegedly orchestrated by its own performance manager. These withdrawals resulted in substantial overdraft fees and other discrepancies, with the total damages claimed reaching $255,912.57 under applicable laws for treble damages. These manipulations were not isolated; rather, they formed part of a broader pattern of unethical behavior that has left Sun Set struggling to survive.

Allegations of Racial Discrimination and Intimidation

The case takes a more troubling turn with allegations of racial discrimination and intimidation against Sun Set’s owner. The performance manager reportedly sent racially offensive messages, including an image of chicken wings aimed at mocking the owner’s ethnicity. Such actions fostered a hostile work environment and severely disrupted business operations. Attempts by Sun Set to raise these concerns with NextGear leadership reportedly yielded no meaningful response.

Moreover, the performance manager allegedly threatened to lock the dealership’s account or repossess its inventory, tactics intended to coerce compliance regarding disputed charges. These threats pushed the owner into a corner with little legal recourse, further demonstrating the systemic neglect that plagues small dealerships.

The allegations also raise critical concerns under the Michigan Elliott-Larsen Civil Rights Act, which prohibits discrimination and allows victims to seek compensation for emotional distress caused by such actions.

Escalation of Misconduct: Larceny and Harassment

In September 2023, Sun Set claims that the performance manager coordinated the unauthorized towing of five vehicles from the dealership’s lot, including a 2018 Cadillac and a 2021 Chevrolet Blazer. This repossession was executed without NextGear’s authorization, suggesting it was a personal vendetta rather than corporate policy. A subsequent admission by the manager’s supervisor indicated prior knowledge of the incident, further implicating NextGear in a cover-up.

The situation escalated with allegations that the performance manager attempted to set fire to the dealership’s vehicles in retaliation. In October, several vehicles were stolen, allegedly orchestrated by the same manager, intensifying the dealership’s financial woes and safety concerns. A police report has been filed to investigate both the performance manager’s actions and NextGear’s potential complicity in these incidents.

Legal Action and Accountability Demands

In response to these severe allegations, Sun Set Auto Corporation is pursuing legal action against NextGear Capital. The dealership seeks reimbursement for all funds wrongfully withdrawn, along with treble damages totaling $255,912.57. Additionally, Sun Set is calling for administrative action against the performance manager for harassment, fraud, and theft, and has indicated readiness to subpoena relevant records, including communications related to the misconduct.

A Systemic Problem for Small Dealerships

Sun Set’s plight highlights a pervasive issue within the used car dealership sector. Many small dealerships, especially in inner-city areas, depend on lenders like NextGear Capital to finance their operations. However, when corporate representatives abuse their authority, these businesses find themselves with limited avenues for redress.

The broader implications of corporate neglect include a lack of oversight, failure to address complaints, and a culture of silence that allows misconduct to thrive. Despite reporting issues related to fraud and discrimination, Sun Set alleges that NextGear’s inaction has enabled the performance manager to continue his harmful practices unchecked. The situation at NextGear Capital exemplifies the challenges small dealerships face in an industry dominated by corporate interests. If predatory practices like these are not addressed, many independent dealerships may be forced to close, diminishing affordable car-buying options in inner-city communities and erasing a critical part of the automotive landscape. There is an urgent need for greater transparency, accountability, and regulation to protect these vital businesses and the communities they serve.

 Contact details

Website link: www.sunsetautodetroit.com

Company name: Sun Set Auto Inc

Contact person: Dan Wells

Target Country: USA

City: Detroit

Email: sunsetautodetroit@gmail.com

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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Press Release

Spark 2.0 and Solcore: Decentralized Staking Revolution Powered

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BY AI Computing Oracle Edge Computing + Blockchain Synergy Redefines Future of Distributed Infrastructure

In a groundbreaking move integrating ​Federated Learning Framework with blockchain, Spark 2.0 launches the world’s first AI-driven staking protocol. The Solcore ecosystem, powered by Deep Reinforcement Learning algorithms, achieves 91.7% prediction accuracy on node rewards through real-time analysis of 2 million cross-chain data points per second.

SPF共识者-英文

算力预言机-英

Core Technological Innovations

AI Cloud-Native Control Hub

The AICN (AI Cloud-Native Control Hub) dynamically optimizes staking strategies across 12 major public chains. Its ​multi-dimensional prediction models identify “Reward Surge Windows” 72 hours in advance, enabling users to activate ​Boost Staking Mode for 300% APY enhancement.

起航-英

Decentralized Physical Infrastructure Networks (DePIN)

Solcore devices function as ​Smart Computing Units with embedded AI agents. These edge computing nodes create a distributed computing pool that simultaneously supports AI training workloads and blockchain consensus security, realizing true ​Device-as-Equity value proposition.

头像生成与搜索

Token Burn Mechanics & Cross-chain Dividend Rights

The SPF Shareholder Badge implements ​Deflationary Tokenomics through transaction-based burns. Early adopters gain exclusive access to 10% perpetual revenue share from Spark’s AI ecosystem, including metaverse infrastructure and green computing initiatives.

spark 2.0 图片

Real-world Application Cases

“With 1kWh daily consumption, my Solcore device generated mortgage-covering returns last month through ​AI-optimized staking,” said San Francisco developer Maria, “Investing in AI healthcare startups via SPF tokens feels like shaping the future of tech.”

Industry Authority Endorsement

As noted in ​Gartner’s 2024 Blockchain Trends Report, “SPF’s token burn mechanics combined with cross-chain dividend rights represent a quantum leap in decentralized finance. This model aligns perfectly with MIT Technology Review’s prediction on ​AI-driven asset allocation evolution.”

Solcore ltd

Address: B-08, Menara Maxis, 33, Jalan Ampang, 50450 Kuala Lumpur, Federal Territory of Kuala Lumpur

Phone: +60 147743210

Email: 78750290@qq.com

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Bright Futures Talent Showcase Highlights Youth Skills and The Way to Happiness

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Nashville, Tennessee, 3rd April 2025, ZEX PR WIRE, The Way to Happiness Association of Tennessee recently hosted the Bright Futures Talent Showcase, an inspiring event that provided nine young participants the opportunity to demonstrate their unique skills. From musical performances to athletic feats and creative displays, each participant brought something special to the stage, showing how dedication and practice lead to competence.

The showcase directly aligns with the precept Be Competent from The Way to Happiness, the common-sense moral guide written by L. Ron Hubbard. This precept emphasizes the importance of learning, practice, and continuous self-improvement to achieve success in life. Through their performances, the youth exemplified how competence is built through effort and determination.

“The Bright Futures Talent Showcase is about more than just performance—it’s about celebrating young people who are developing their skills and working toward their goals,” said a spokesperson for The Way to Happiness Association of Tennessee. “Encouraging competence and confidence in youth leads to brighter futures for individuals and the community as a whole.”

The Way to Happiness is a non-religious moral code composed of 21 precepts designed to guide individuals toward ethical and fulfilling lives. It has been distributed in more than 100 languages and utilized by people from all walks of life, including educators, community leaders, law enforcement, and human rights advocates. The book’s teachings help foster respect, integrity, and personal responsibility.

The event organizers plan to continue hosting initiatives that promote positivity and personal development among youth. For more information about The Way to Happiness Association of Tennessee and upcoming events, visit twthtn.org.

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Revolutionizing Earnings: How Play-to-Earn (P2E) Games Are Transforming the Gaming Industry

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The gaming industry is undergoing a seismic shift as Play-to-Earn (P2E) models redefine how players interact with virtual worlds. Unlike traditional games, where time and skill investments yield no real-world value, blockchain-powered P2E games allow users to earn cryptocurrency, NFTs, and other digital assets simply by playing.

This innovation is not just changing gaming—it’s creating a new economic paradigm where entertainment and income generation merge. From developing nations to high-tech economies, P2E is empowering players to monetize their gaming expertise, turning hobbies into viable careers.

The Rise of Play-to-Earn: From Niche to Mainstream

The concept of earning through gaming isn’t entirely new, but blockchain technology has supercharged its potential. Early pioneers like Axie Infinity demonstrated that players could generate substantial income, especially in regions with limited job opportunities. The game’s “scholarship” system, where asset owners lend NFTs to players in exchange for a share of earnings, became a lifeline for many during economic downturns.

Key factors driving P2E adoption include:

  • True Digital Ownership – Blockchain ensures players fully own in-game assets, which can be traded or sold.
  • Decentralized Economies – Games like The Sandbox and Gods Unchained allow players to influence in-game economies through governance tokens.
  • Global Accessibility – With just an internet connection, anyone can participate, breaking down traditional employment barriers.

A recent analysis by Pinco highlights how P2E gaming is accelerating financial inclusion, particularly in emerging markets where conventional job opportunities are scarce. The report underscores that blockchain gaming could soon rival traditional gig economies in scale and impact.

The Economic Impact of P2E Gaming

The Play-to-Earn revolution is creating profound economic shifts that extend far beyond gaming communities. By introducing verifiable digital ownership and decentralized marketplaces, P2E models are challenging traditional notions of work and value creation in the digital age. These new economic systems are particularly transformative in developing economies, where they provide alternative income streams that are more accessible than conventional employment options.

  1. A New Class of Digital Workers. Professional gamers, NFT traders, and guild managers are now legitimate careers. In countries like the Philippines and Venezuela, players earn more through P2E games than local minimum wages.
  2. The Growth of Gaming Guilds. Organizations like Yield Guild Games (YGG) provide players with NFTs and training, taking a share of their earnings in return. This model has spawned a new form of decentralized employment.
  3. Mainstream Corporate Interest. Major brands (Nike, Adidas, Atari) are entering the space, launching NFT collections and virtual experiences, further legitimizing P2E economies.

The sustainability of these new economic models will depend on their ability to maintain fair reward structures while preventing inflationary pressures common to many token-based systems. As the sector matures, we’re seeing increased institutional interest, with venture capital firms and traditional gaming companies investing heavily in P2E infrastructure.

The Future of P2E: Beyond Gaming

The success of P2E is inspiring other industries to adopt similar models. Concepts like “Learn-to-Earn” (educational platforms rewarding users with crypto) and “Create-to-Earn” (decentralized content monetization) are emerging, proving that blockchain-based incentive systems have far-reaching applications.

As technology evolves, we may see deeper integration between P2E games and DeFi (Decentralized Finance), allowing players to stake, lend, and borrow against their in-game assets. This could further blur the lines between gaming and traditional finance.

Play-to-Earn is more than a trend—it’s a fundamental reimagining of value exchange in digital spaces. By merging entertainment with real-world earnings, blockchain gaming is setting the stage for a future where virtual and physical economies coexist seamlessly.

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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Digi Observer journalist was involved in the writing and production of this article.

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